Mecklenburg County property record for 18214 Delray Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,167 sqft · built 1971 |
| Lot Size | 0.817 acres (35,571 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,199,000 (Nov 2020) |
| Tax Bill | $21,005 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-052-07 |
| Primary APN | 001-052-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,167 sqft Living Area |
| 1st Floor Area | 2,263 sqft |
| Basement Area | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,571 sqft (0.817 acres) |
| View / Lot | Waterfront |
| Porch | Finished/Open Porch |
| Porch Area | 508 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 18214 DELRAY DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L7 &P6 M10-171 &ADJ TRACT |
| Legal Subdivision | POINT LARGO |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 6220 |
18214 Delray Dr is held in a trust since November 2020.
Source: Mecklenburg County records, as of August 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2606 BITTING RD, WINSTON SALEM, NC 27104-4104 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Nov 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on File |
| Deed Sale | Nov 6, 2020 · Amount on File |
| Prior Sale | Dec 4, 2001 · Amount on File |
| Deed Document Number | 2020186747 |
| Deed Book / Page | 35283 / 538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 13, 2026 |
| Property Address | 18214 DELRAY DR, CORNELIUS, NC 28031-8637 |
| Document Number | 0000087341 |
| Book / Page | 40645 / 191 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202687341 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18214 DELRAY DR, CORNELIUS, NC 28031-8637 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000110013 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 37533/110 |
| Instrument | 2022110013 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.61% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.61% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.61% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 6, 2020 |
| Property Address | 18214 DELRAY DR, CORNELIUS, NC 28031-8637 |
| Document Number | 0000186747 |
| Book / Page | 35283 / 538 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020186747 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,398.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 36TH AVE N, 415, MYRTLE BEACH, SC 29577-2919 |
| Name | Verified Name |
|---|---|
| Address | 531 ARBOR RD, WINSTON SALEM, NC 27104-2329 |
| Document Number | 0000186748 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020186748 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 18214 Delray Dr was $21,005.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,005.00 | $3,146,800 Land $993,800 Building $2,153,000 | $3,146,800 Land $993,800 Building $2,153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18214 Delray Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18214 Delray Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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