Charles County property record for 1822 Oak Dr, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,728 sqft · built 1980 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,770 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-104924 |
| Primary APN | 06-104924 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 1,981 sqft |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 104924 |
|---|---|
| Street Address | 1822 OAK DR |
| City | WALDORF |
| State | MD |
| Zip | 20601-3598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | L-12 S-1 WHITE OAK VILLAGE SUB |
| Legal Subdivision | WHITE OAK VILLAGE SUB |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 850802 |
1822 Oak Dr is owned and occupied by two individuals who acquired it in April 2023.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1822 OAK DR, WALDORF, MD 20601-3598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Apr 18, 2023 | Intrafamily Transfer, Transfer · VA Mortgage NEWREZ LLC |
| Feb 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 |
| Deed Sale | Apr 18, 2023 |
| Prior Sale | Jun 6, 2003 · Amount on File |
| Deed Book / Page | 12907 / 371 |
| Prior Transfer Date | Apr 6, 2023 |
| Prior Transfer Doc | 1290000371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1822 OAK DR, WALDORF, MD 20601-3598 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0129250244 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 12925/244 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 18, 2023 |
| Property Address | 1822 OAK DR, WALDORF, MD 20601-3598 |
| Document Number | 0129070371 |
| Book / Page | 12907 / 371 |
| Map Reference | MB 27 PL 193 |
| Instrument Date | Apr 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1822 OAK DR, WALDORF, MD 20601-3598 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1822 OAK DR, WALDORF, MD 20601-3598 |
| Document Number | 0012907377 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 12907/377 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1822 OAK DR, WALDORF, MD 20601-3598 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0105330063 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 10533/063 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2034 |
The 2025 property tax bill for 1822 Oak Dr was $9,770.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,967 (+3.45%) | $338,900 (-) Land $125,200 Building $213,700 | |
| 2025 | $9,770.00 | $317,033 | $338,900 Land $125,200 Building $213,700 |
| 2023 | $4,009.00 | $280,100 | $306,100 Land $125,200 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1822 Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1999–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1822 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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