1817 Oak Dr, Waldorf, MD 20601 Property Records

Charles County property record for 1817 Oak Dr, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,508 sqft · built 1981
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Sep 2022)
Tax Bill	$9,766 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-105009`

Property Details

APN / Parcel Number

Primary APN	`06-105009`
Alternative APNs	`6105009` `105009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	105009
Street Address	1817 OAK DR
City	WALDORF
State	MD
Zip	20601-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 19 SEC 1 WHITE OAK VILLAGE SUB
Legal Subdivision	WHITE OAK VILLAGE SUB
Legal Block	1
Legal Lot Number	19
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1020
Census Tract	850802

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1817 OAK DR, WALDORF, MD 20601-4507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · FHA Mortgage TOWNEBANK MORTGAGE
Dec 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Sep 20, 2022	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 11, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Dec 4, 2012 · Amount on Record
Deed Book / Page	12709 / 207
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1817 OAK DR, WALDORF, MD 20601-4507
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	JDM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 OAK DR, WALDORF, MD 20601-4507

Mortgage

Document Number	0127980315
Date	Dec 14, 2022
Book Page	12798/315

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1817 OAK DR, WALDORF, MD 20601-4507
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	JDM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0127980335
Date	Dec 14, 2022
Book Page	12798/335

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 20, 2022
Property Address	1817 OAK DR, WALDORF, MD 20601-4507
Document Number	0127090207
Book / Page	12709 / 207
Map Reference	MB PCM 27 PL 193
Instrument Date	Sep 12, 2022
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	JDM TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1817 OAK DR, WALDORF, MD 20601-4507

Mortgage

Document Number	0012709215
Date	Sep 20, 2022
Instrument	12709/215

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0127090297
Date	Sep 20, 2022
Book Page	12709/297

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1817 OAK DR, WALDORF, MD 20601-4507
Document Number	0111880114
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 OAK DR WALDORF MD 206014507, WALDORF, MD 20601-4507

Mortgage

Document Number	0111880114
Date	Jun 22, 2020
Book Page	011188/000114

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1817 OAK DR, WALDORF, MD 20601-4507
Document Number	0100470368
Book / Page	010047 / 000368
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 OAK DR WALDORF MD 206014507, WALDORF, MD 20601-4507

Mortgage

Document Number	0100470368
Date	Oct 30, 2017
Book Page	010047/000368

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,633 (+20.03%)	$346,400 (+14.66%) Land $125,000 Building $221,400
2025	$9,766.00 (+146.74%)
2023	$3,958.00	$276,300	$302,100 Land $125,000 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1999–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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