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1822 Minnesota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1822 Minnesota Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,890 sqft · built 1985
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (May 2023)
Tax Bill$4,387 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1126305520000A0210

Property Details

APN / Parcel Number

Primary APN1126305520000A0210
Alternative APN
  • 84360

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,890 sqft Heated Area
Gross Area2,464 sqft
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions140 ft deep x 128 ft wide
Garage TypeFinished
Garage Area322 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area522 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number84360
Street Address1822 MINNESOTA AVE
CitySAINT CLOUD
StateFL
Zip34769-5114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionYINGLINGS & DOOPS PB 1 PG 040 BLK A LOTS 21-25 & S 3 FT LOT 20
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionSOUTH OF 17TH ST AND MISSOURI
Legal Tract5520
Legal BlockA
Legal Lot Number20-25 22
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2037
Census Tract43303

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1822 MINNESOTA AVE, SAINT CLOUD, FL 34769-5114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2023 · Amount on Record
Deed SaleMay 18, 2023 · Amount on Record
Deed Document Number2023063458
Deed Book / Page6409 / 312
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 18, 2023
Property Address1822 MINNESOTA AVE, SAINT CLOUD, FL 34769-5114
Document Number0064090312
Book / Page6409 / 312
Map ReferenceMB 1 PG 40
Instrument DateMay 10, 2023
Instrument2023063458
Transaction TypeTransfer
Record UpdatedJun 5, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1525 TENNESSEE AVE, SAINT CLOUD, FL 34769-4951

Transferred To (Grantee/Buyer)

NameVerified Name
Address1822 MINNESOTA AVE, SAINT CLOUD, FL 34769-5114

Mortgage

Document Number0006409314
DateMay 18, 2023
Instrument6409/314
Lender
NameKIM ADAMS
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term182 Months
DueJul 1, 2038

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,387.00 (-4.03%) Homeowner's exemption$288,000 (+13.56%) Land $52,600 Building $235,400$288,000 (+13.56%) Land $52,600 Building $235,400
2023$4,571.00 (+290.35%)$253,600 (+135.65%) Land $41,000 Building $212,600$253,600 (+14.29%) Land $41,000 Building $212,600
2022$1,171.00 Homeowner's exemption Widower's exemption$107,618$221,900 Land $41,000 Building $180,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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