1822 E Horseshoe Cir, Colbert, WA 99005 Property Records

Spokane County property record for 1822 E Horseshoe Cir, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,086 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Jun 2018)
Tax Bill	$11,069 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37092.9076`

Property Details

APN / Parcel Number

Primary APN	`37092.9076`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,086 sqft Living Area
Gross Area	7,685 sqft
1st Floor Area	4,086 sqft
Basement Area	1,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	2,340 sqft
Parking Spaces	8 Parking Spaces
Deck Area	1,312 sqft
Patio Area	96 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1822 E HORSESHOE CIR
City	COLBERT
State	WA
Zip	99005-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	09-27-43 TRACT O OF SP94-973 RECORDED IN AUDITORS #9601260204 BK 12 PG 36 BEING A PTN OF NW1/4
Legal Range	43
Legal Township	27
Legal Section	09
Legal Subdivision	94 973
Legal Tract	O
Legal Lot Number	O
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1060
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1822 E HORSESHOE CIR, COLBERT, WA 99005-9411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	20186717563
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jun 23, 2026
Property Address	1822 E HORSESHOE CIR, COLBERT, WA 99005-9411
Document Number	0007497079
Instrument Date	Jun 9, 2026
Instrument	20267497079
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 E HORSESHOE CIR, COLBERT, WA 99005-9411

Mortgage

Document Number	0007497079,
Date	Jun 23, 2026
Instrument	20267497079

Lender

Name	WASHINGTON TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1822 E HORSESHOE CIR, COLBERT, WA 99005-9411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006912402
Date	Apr 20, 2020
Instrument	6912402

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 19, 2018
Property Address	1822 E HORSESHOE CIR, COLBERT, WA 99005-9411
Document Number	0006717563
Map Reference	MB12 PG76-79
Instrument Date	Jun 11, 2018
Instrument	6717563
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,667.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 E HORSESHOE CIR, COLBERT, WA 99005-9411

Mortgage

Document Number	0006717564
Date	Jun 19, 2018
Instrument	6717564

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,069.00 (+2.36%)	$1,086,800 (+12.2%) Land $260,000 Building $826,800	$1,086,800 (+12.2%) Land $260,000 Building $826,800
2025	$10,814.00 (+23.25%)
2024		$968,600 (+22.89%) Land $190,000 Building $778,600	$968,600 (+22.89%) Land $190,000 Building $778,600
2023	$8,774.00 (+2.05%)	$788,200 Land $140,000 Building $648,200	$788,200 Land $140,000 Building $648,200
2022	$8,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Ardent Networks.

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