1626 E Horseshoe Cir, Colbert, WA 99005 Property Records

Spokane County property record for 1626 E Horseshoe Cir, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,936 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,099,000 (Jul 2022)
Tax Bill	$10,174 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37092.9072`

Property Details

APN / Parcel Number

Primary APN	`37092.9072`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,936 sqft Living Area
Gross Area	6,134 sqft
1st Floor Area	2,468 sqft
Basement Area	2,468 sqft
Finished Basement	2,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	1,198 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Porch
Porch Area	123 sqft
Deck Area	160 sqft
Patio Area	123 sqft
Canopy	283 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1626 E HORSESHOE CIR
City	COLBERT
State	WA
Zip	99005-9041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	09-27-43 TRACT K OF SP94-973 RECORDED IN AUDITORS #9601260204 BK 12 PG 36 BEING A PTN OF NW1/4
Legal Range	43
Legal Township	27
Legal Section	09
Legal Subdivision	SP#SP-973-94
Legal Tract	K
Legal Lot Number	K
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1060
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1626 E HORSESHOE CIR, COLBERT, WA 99005-9041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Document Number	20227226871
Prior Transfer Date	Sep 12, 2020
Prior Transfer Doc	0007055640
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Sep 2, 2026
Property Address	1626 E HORSESHOE CIR, COLBERT, WA 99005-9041
Document Number	0007513156
Instrument Date	Aug 28, 2026
Instrument	20267513156
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 E HORSESHOE CIR, COLBERT, WA 99005-9041

Mortgage

Document Number	0007513156,
Date	Sep 2, 2026
Instrument	20267513156

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 25, 2022
Property Address	1626 E HORSESHOE CIR, COLBERT, WA 99005-9041
Document Number	0007226871
Map Reference	VOL 12 PG 76-79
Instrument Date	Jul 18, 2022
Instrument	7226871
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	VIST TITLE, VISTAS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,667.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 E HORSESHOE CIR, COLBERT, WA 99005-9041

Mortgage

Document Number	0007226872
Date	Jul 25, 2022
Instrument	7226872

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Apr 1, 2021
Property Address	1626 E HORSESHOE CIR, COLBERT, WA 99005-9041
Document Number	0007055640
Map Reference	VOL 12 PG 76-79
Instrument Date	Sep 12, 2020
Instrument	7055640
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007055641
Date	Apr 1, 2021
Instrument	7055641

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Oct 1, 2035

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Apr 1, 2021
Property Address	1626 E HORSESHOE CIR, COLBERT, WA 99005-9041
Document Number	0007055642
Map Reference	VOL 12 PG 76-79
Instrument Date	Sep 12, 2020
Instrument	7055642
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,174.00 (-0.81%)	$1,002,900 (+11.78%) Land $245,000 Building $757,900	$1,002,900 (+11.78%) Land $245,000 Building $757,900
2025	$10,257.00 (+26.18%)
2024		$897,200 (+21.23%) Land $175,000 Building $722,200	$897,200 (+21.23%) Land $175,000 Building $722,200
2023	$8,129.00 (+0.67%)	$740,100 Land $130,000 Building $610,100	$740,100 Land $130,000 Building $610,100
2022	$8,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 65% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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