San Diego County property record for 1821 Ratcliff Rd, Carlsbad, CA 92008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,774 sqft · built 1963 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $915,000 (Sep 2018) |
| Tax Bill | $11,159 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2024 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-270-07-00 |
| Primary APN | 156-270-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,774 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 11,700 sqft (0.269 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1821 RATCLIFF RD |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92008-1042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 42 TR 004944 |
| Legal Subdivision | LEBARR ESTATES |
| Legal Tract | 004944 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 17801 |
1821 Ratcliff Rd is owner-occupied and held in a trust since September 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Jan 8, 2024 | Intrafamily Transfer, Transfer |
| Dec 31, 2020 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Jan 21, 2021 | Deed of Trust, Mortgage · VA Mortgage AMNET ESOP CORPORATION |
| Dec 2, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 3, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Sep 14, 2018 | Affidavit of Death, Transfer TICOR TITLE INSURANCE COMPANY |
| Sep 14, 2018 | Grant Deed, Transfer · VA Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | Dec 27, 1996 · Amount on File |
| Deed Document Number | 2018382329 |
| Prior Transfer Date | Jul 5, 1996 |
| Prior Transfer Doc | 0000342743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 26, 2026 |
| Property Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Document Number | 0000184552 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026184552 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Investor | Possibly a Property Investor |
| Document Number | 0000184552, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 2026184552 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 8, 2024 |
| Property Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Document Number | 0000004558 |
| Map Reference | MAP 4944 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2024-0004558 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1821 RATCLIDD RD, CARLSBAD, CA 92008 |
| Document Number | 0000848434 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-0848434 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Document Number | 0000048279 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021-0048279 |
| Name | AMNET ESOP CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | CHULA VISTA, CA 91910 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Document Number | 0000821517 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021-0821517 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Document Number | 0000224444 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1821 RATCLIFF RD CARLSBAD CA 920081042, CARLSBAD, CA 92008-1042 |
| Document Number | 0000224444 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 224444 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Document Number | 0000382328 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 382328 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38950 E BENTON RD TEMECULA CA 925928696, TEMECULA, CA 92592-8696 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 1821 RATCLIFF RD, CARLSBAD, CA 92008-1042 |
| Document Number | 0000382329 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 382329 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | TICOR TITLE-SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1821 RATCLIFF RD CARLSBAD CA 920081042, CARLSBAD, CA 92008-1042 |
| Document Number | 382330 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 382330 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2048 |
The 2025 property tax bill for 1821 Ratcliff Rd was $11,159.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,041,107 (+2%) Land $487,547 Building $553,560 | |
| 2025 | $11,159.00 | $1,020,694 Land $477,988 Building $542,706 |
| 2023 | $10,648.00 (+1.57%) Homeowner's exemption | $981,061 Land $459,428 Building $521,633 |
| 2022 | $10,483.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1821 Ratcliff Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1821 Ratcliff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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