San Diego County property record for 1790 Ratcliff Rd, Carlsbad, CA 92008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,303 sqft · built 1963 |
| Lot Size | 0.204 acres (8,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $738,000 (Jun 2015) |
| Tax Bill | $11,275 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-270-04-00 |
| Primary APN | 156-270-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,303 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 8,900 sqft (0.204 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1790 RATCLIFF RD |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92008-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 39 TR 004944 |
| Legal Subdivision | LEBARR ESTATES |
| Legal Tract | 004944 |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 17801 |
Source: San Diego County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1790 RATCLIFF RD, CARLSBAD, CA 92008-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 25, 2021 | Intrafamily Transfer, Transfer |
| Aug 17, 2017 | Deed of Trust, Mortgage · Line of Credit TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2015 · Amount on Record |
| Deed Sale | Jun 11, 2015 · Amount on Record |
| Prior Sale | Dec 10, 2009 · Amount on Record |
| Deed Document Number | 2015304391 |
| Last Transfer Date | Oct 16, 2020 |
| Transfer Doc | 0000148476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 15, 2026 |
| Property Address | 1790 RATCLIFF RD, CARLSBAD, CA 92008-1041 |
| Document Number | 0000269224 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 2026269224 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 1790 RATCLIFF RD, CARLSBAD, CA 92008-1041 |
| Document Number | 0000269224, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 2026269224 |
| Name | HOMETRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1790 RATCLIFF RD, CARLSBAD, CA 92008-1041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1790 RATCLIFF RD, CARLSBAD, CA 92008-1041 |
| Document Number | 0000839002 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-0839002 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 25, 2021 |
| Property Address | 1790 RATCLIFF RD, CARLSBAD, CA 92008-1041 |
| Document Number | 0000148476 |
| Map Reference | MAP 4944 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2021-0148476 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1790 RATCLIFF RD, CARLSBAD, CA 92008-1041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1790 RATCLIFF RD, CARLSBAD, CA 92008-1041 |
| Document Number | 0000386259 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1790 RATCLIFF RD CARLSBAD CA 920081041, CARLSBAD, CA 92008-1041 |
| Document Number | 0000386259 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 386259 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,115,737 (+6.89%) Land $795,606 Building $320,131 | |
| 2025 | $11,275.00 (+20.96%) Homeowner's exemption | $1,043,782 (+20.96%) Land $780,006 Building $263,776 |
| 2023 | $9,321.00 (+1.58%) Homeowner's exemption | $862,921 Land $749,718 Building $113,203 |
| 2022 | $9,176.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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