Clay County property record for 1821 Heartpine Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,977 sqft · built 2002 |
| Lot Size | 0.193 acres (8,404 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,000 (Sep 2026) |
| Tax Bill | $1,459 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-04-25-008068-001-40 |
| Primary APN | 29-04-25-008068-001-40 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,977 sqft Living Area |
| Gross Area | 2,397 sqft |
| 1st Floor Area | 1,977 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Hardboard |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,404 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 128 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1821 HEARTPINE DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 40 BRANNAN MILL PLANTATION U-1 AS REC OR 3377 PG 958 & 3974 PG 516 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 29 |
| Legal Subdivision | BRANNAN MILL PLANTATION U-1 |
| Legal Lot Number | 40 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30206 |
1821 Heartpine Dr is owned and occupied by an individual who bought it in September 2026.
Source: Clay County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1821 HEARTPINE DR, MIDDLEBURG, FL 32068-3450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Mar 6, 2026 | Warranty Deed, Transfer HOMEWARD TITLE, HOMEWARD TITLE 2 LLC |
| Jan 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| May 18, 2017 | Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Prior Sale | May 18, 2017 · Amount on File |
| Deed Document Number | 202647298 |
| Deed Book / Page | 5088 / 968 |
| Prior Transfer Date | May 9, 2017 |
| Prior Transfer Doc | 0039740516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 23, 2026 |
| Property Address | 1821 HEARTPINE DR, MIDDLEBURG, FL 32068-3450 |
| Document Number | 0000047298 |
| Book / Page | 5088 / 968 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202647298 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | CLOSING COMPANY LLC, FLORIDA CLOSING COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210,686.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1821 HEARTPINE DR, MIDDLEBURG, FL 32068-3450 |
| Document Number | 0000047299, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202647299 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 6, 2026 |
| Property Address | 1821 HEARTPINE DR, MIDDLEBURG, FL 32068-3450 |
| Document Number | 0050201889 |
| Book / Page | 5020 / 1889 |
| Map Reference | MB 37 PG 11-15 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2026010441 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | HOMEWARD TITLE, HOMEWARD TITLE 2 LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1821 HEARTPINE DR, MIDDLEBURG, FL 32068-3450 |
| Name | Verified Name |
|---|---|
| Address | 1007 S CONGRESS AVE APT 415, 415, AUSTIN, TX 78704-1718 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1821 HEARTPINE DR, MIDDLEBURG, FL 32068-3450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1821 HEARTPINE DR, MIDDLEBURG, FL 32068-3450 |
| Document Number | 0045631450 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 4563/1450 |
| Instrument | 2022005622 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 305 Months |
| Due | Jun 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 18, 2017 |
| Property Address | 1821 HEARTPINE DR, MIDDLEBURG, FL 32068-3450 |
| Document Number | 0039740516 |
| Book / Page | 003974 / 000516 |
| Instrument Date | May 9, 2017 |
| Instrument | 25216 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2017 |
| Title Company | CLOSING USA LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $531.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1821 HEARTPINE DR MIDDLEBURG FL 320683450, MIDDLEBURG, FL 32068-3450 |
| Document Number | 39740519 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 003974/000519 |
| Instrument | 25217 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2047 |
The 2025 property tax bill for 1821 Heartpine Dr was $1,459 with exemptions applied, up 5.4% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,459.00 (+5.42%) Homeowner's exemption Widower's exemption | $140,813 | $285,827 Land $45,000 Building $240,827 |
| 2024 | $1,384.00 (-16.93%) | ||
| 2023 | $1,666.00 (+6.45%) Homeowner's exemption Widower's exemption | $132,860 (+3%) | $307,918 (+18.76%) Land $45,000 Building $262,918 |
| 2022 | $1,565.00 Homeowner's exemption Widower's exemption | $128,991 | $259,270 Land $40,000 Building $219,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1821 Heartpine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1821 Heartpine Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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