1809 Heartpine Dr, Middleburg, FL 32068 Property Records

Clay County property record for 1809 Heartpine Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,176 sqft · built 2003
Lot Size	0.235 acres (10,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-04-25-008068-001-43`

Property Details

APN / Parcel Number

Primary APN	`29-04-25-008068-001-43`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	2,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,240 sqft (0.235 acres)
Garage Type	Attached
Garage Area	616 sqft
Porch	Finished/Open Porch
Porch Area	42 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1809 HEARTPINE DR
City	MIDDLEBURG
State	FL
Zip	32068-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 43 BRANNAN MILL PLANTATION U-1 AS REC OR 3816 PG 156
Legal Range	25E
Legal Township	04S
Legal Section	29
Legal Subdivision	BRANNAN MILL PLANTATION U-1
Legal Lot Number	43
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1010
Census Tract	30206

Owner

Source: Clay County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1809 HEARTPINE DR, MIDDLEBURG, FL 32068-3450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026
Deed Sale	Mar 23, 2026
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	202613211
Deed Book / Page	5025 / 2176
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 23, 2026
Property Address	1809 HEARTPINE DR, MIDDLEBURG, FL 32068-3450
Document Number	0050252176
Book / Page	5025 / 2176
Map Reference	MB 37 PG 11-15
Instrument Date	Mar 13, 2026
Instrument	2026013211
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3083 ZEYNO DR, MIDDLEBURG, FL 32068-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 HEARTPINE DR, MIDDLEBURG, FL 32068-3450

Mortgage

Document Number	0050252178
Date	Mar 23, 2026
Instrument	5025/2178

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,289.00 (+4.95%) Homeowner's exemption	$190,252 (+5.99%)	$317,030 (-7.28%) Land $45,000 Building $272,030
2024	$2,181.00 (-10.98%)
2023	$2,450.00 (+8.36%) Homeowner's exemption	$179,506 (+3%)	$341,922 (+18.86%) Land $45,000 Building $296,922
2022	$2,261.00 Homeowner's exemption	$174,278	$287,675 Land $40,000 Building $247,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000