1821 Grady Dr, Durham, NC 27712 Property Records

Durham County property record for 1821 Grady Dr, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1997
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$142,500 (Sep 1998)
Tax Bill	$2,198 (2026)
Deeds & Mortgages	Oct 2020 Second Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0814-88-5539`

Property Details

APN / Parcel Number

Primary APN	`0814-88-5539`
Alternative APNs	`0814-88-55-3961` `081402885548` `182559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,804 sqft Heated Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1821 GRADY DR
City	DURHAM
State	NC
Zip	27712-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	HERITAGE 02/PH:01/LT#36 PL:000136-000054
Legal Subdivision	HERITAGE 02
Legal Phase	1
Legal Lot Number	36
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	7
Census Block	7000
Census Tract	1604

Owner

1821 Grady Dr is owned and occupied by two individuals who bought it in September 1998.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1821 GRADY DR, DURHAM, NC 27712-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Oct 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1998 · Amount on File
Deed Sale	Sep 30, 1998 · Amount on File
Prior Sale	Sep 30, 1998
Deed Book / Page	2534 / 241
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1821 GRADY DR, DURHAM, NC 27712-2618
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 GRADY DR, DURHAM, NC 27712-2618

Mortgage

Document Number	0090940656
Date	Oct 9, 2020
Book Page	9094/656
Instrument	2020043255

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	DURHAM, NC 27704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	263 Months
Due	Sep 18, 2042

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1821 GRADY DR, DURHAM, NC 27712-2618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086530856
Date	May 13, 2019
Book Page	8653/856
Instrument	2019015491

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1821 GRADY DR, DURHAM, NC 27712-2618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 GRADY DR, DURHAM, NC 27712-2618

Mortgage

Document Number	0090880816
Date	Oct 5, 2020
Book Page	9088/816
Instrument	2020042267

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	DURHAM, NC 27704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 18, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 1821 Grady Dr was $2,198, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,198.00 (+2.52%)	$360,488 (-) Land $85,000 Building $275,488	$360,488 (-) Land $85,000 Building $275,488
2025	$2,144.00	$360,488 Land $85,000 Building $275,488	$360,488 Land $85,000 Building $275,488
2023	$2,977.00 (+70.6%)	$227,302 Land $34,075 Building $193,227	$227,302 Land $34,075 Building $193,227
2022	$1,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1821 Grady Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1821 Grady Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Frontier.

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