1820 Grady Dr, Durham, NC 27712 Property Records

Durham County property record for 1820 Grady Dr, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1997
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0814-88-6852`

Property Details

APN / Parcel Number

Primary APN	`0814-88-6852`
Alternative APNs	`0814-88-68-5252` `081402886852` `182568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,645 sqft Heated Area
Gross Area	2,173 sqft
1st Floor Area	1,645 sqft

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	081402886852
Street Address	1820 GRADY DR
City	DURHAM
State	NC
Zip	27712-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	HERITAGE 02/PH:01/LT#45 PL:000136-000054
Legal Subdivision	HERITAGE 02
Legal Phase	01
Legal Block	88
Legal Lot Number	45
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	7
Census Block	7000
Census Tract	1604

Owner

Source: Durham County records · APN 0814-88-6852

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1820 GRADY DR, DURHAM, NC 27712-2619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 1996
Deed Sale	Dec 31, 1996
Deed Document Number	0002281587
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Jun 02, 2026
Property Address	1820 GRADY DR, DURHAM, NC 27712-2619
Document Number	0000176267
Book / Page	10558 / 522
Instrument Date	May 27, 2026
Instrument	2026176267
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 GRADY DR, DURHAM, NC 27712-2619

Mortgage

Document Number	0000176267,
Date	Jun 02, 2026
Book Page	10558/522
Instrument	2026176267

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (+18.22%)	$371,780 (+56.24%) Land $92,500 Building $279,280	$371,780 (+56.24%) Land $92,500 Building $279,280
2023	$3,117.00 (+2.36%)	$237,958 Land $36,925 Building $201,033	$237,958 Land $36,925 Building $201,033
2022	$3,045.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), as of June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630016047, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Based on FCC filings for 228 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0332010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DURHAM serves 333,490 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.