18209 Cliff Dr, Independence, MO 64055 Property Records

Jackson County property record for 18209 Cliff Dr, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,823 sqft · built 1986
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Tax Bill	$3,691 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-530-03-04`

Property Details

APN / Parcel Number

Primary APN	`34-530-03-04`
Alternative APNs	`34530030400000001` `887622`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft
Finished Basement	591 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	100 ft deep x 1 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Deck Area	200 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	887622
Old Parcel Number	34530030400000001
Street Address	18209 CLIFF DR
City	INDEPENDENCE
State	MO
Zip	64055-6912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CLIFFS LOT 71
Legal Range	31
Legal Township	49
Legal Section	29
Legal Subdivision	THE CLIFFS
Legal Lot Number	71
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3001
Census Tract	14504

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18209 CLIFF DR, INDEPENDENCE, MO 64055-6912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 20, 2023	Warranty Deed, Transfer · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023
Deed Sale	Nov 28, 2023
Prior Sale	Jul 20, 2023
Deed Document Number	2023E0084966
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 28, 2023
Property Address	18209 CLIFF DR, INDEPENDENCE, MO 64055-6912
Document Number	00E0084966
Instrument Date	Nov 13, 2023
Instrument	2023E0084966
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18209 CLIFF DR, INDEPENDENCE, MO 64055-6912

Mortgage

Document Number	00E0084967
Date	Nov 28, 2023
Instrument	2023E0084967

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 20, 2023
Property Address	18209 CLIFF DR, INDEPENDENCE, MO 64055-6912
Document Number	00E0051299
Instrument Date	Jul 18, 2023
Instrument	2023E0051299
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 NW MOCK AVE, BLUE SPRINGS, MO 64015-3096
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0051309
Date	Jul 20, 2023
Instrument	2023E0051309

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,894 (+15%) Land $10,767 Building $51,127	$325,760 (+15%)
2024	$3,691.00 (+2.1%)
2023	$3,615.00 (-0.47%)	$53,821 (+13.76%) Land $9,327 Building $44,494	$283,270 (+13.76%)
2022	$3,632.00	$47,311 Land $7,154 Building $40,157
2021			$249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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