18205 Cliff Dr, Independence, MO 64055 Property Records

Jackson County property record for 18205 Cliff Dr, Independence, MO 64055 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,458 sqft · built 1986
Lot Size	0.361 acres (15,736 sqft)
Owner	Individual Name on File
Tax Bill	$6,190 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-530-03-05`

Property Details

APN / Parcel Number

Primary APN	`34-530-03-05`
Alternative APNs	`34-530-03-05-00-0-00-000` `34530030500000001` `887623`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,458 sqft Living Area
1st Floor Area	1,101 sqft
Basement Area	3,026 sqft
Finished Basement	824 sqft
Unfinished Basement	2,202 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,736 sqft (0.361 acres)
Lot Dimensions	100 ft deep x 1 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	413 sqft
Patio Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	887623
Street Address	18205 CLIFF DR
City	INDEPENDENCE
State	MO
Zip	64055-6912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CLIFFS LOT 70
Legal Subdivision	THE CLIFFS
Legal Block	3
Legal Lot Number	70
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3001
Census Tract	14504

Owner

Source: Jackson County records · APN 34-530-03-05

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18205 CLIFF DR, INDEPENDENCE, MO 64055-6912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 03, 2017	Deed of Trust, Mortgage ENDEAVOR CAP
Apr 07, 2017	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2015
Deed Sale	Nov 03, 2015
Prior Sale	May 06, 2009 · Amount on Record
Deed Document Number	201599412
Prior Transfer Date	May 30, 2015
Prior Transfer Doc	00E0079473
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18205 CLIFF DR, INDEPENDENCE, MO 64055-6912
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18205 CLIFF DR, INDEPENDENCE, MO 64055-6912

Mortgage

Document Number	00E0036714
Date	Apr 18, 2022
Instrument	2022E0036714

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18205 CLIFF DR, INDEPENDENCE, MO 64055-6912
Document Number	0000E73317
Instrument Date	Aug 03, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18205 CLIFF DR INDEPENDENCE MO 640556912, INDEPENDENCE, MO 64055-6912

Mortgage

Document Number	0000E73317
Date	Aug 08, 2017
Instrument	73317E

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 07, 2032

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18205 CLIFF DR, INDEPENDENCE, MO 64055-6912
Document Number	0000E32605
Instrument Date	Apr 07, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18205 CLIFF DR INDEPENDENCE MO 640556912, INDEPENDENCE, MO 64055-6912

Mortgage

Document Number	0000E32605
Date	Apr 14, 2017
Instrument	32605E

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,454 (-0.88%) Land $10,792 Building $78,662	$470,810 (-0.88%)
2024	$6,190.00 (+2.11%)
2023	$6,062.00	$90,250 Land $6,952 Building $83,298	$475,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950145043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Wisper ISP, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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