1820 Willamet Rd, Dayton, OH 45429 Property Records

Montgomery County property record for 1820 Willamet Rd, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1956
Lot Size	0.178 acres (7,749 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`N64-01416-0006`

Property Details

APN / Parcel Number

Primary APN	`N64-01416-0006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,128 sqft
1st Floor Area	1,056 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,749 sqft (0.178 acres)
Lot Dimensions	123 ft deep x 63 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	160 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1820 WILLAMET RD
City	DAYTON
State	OH
Zip	45429-4253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 ARNOLD ORCHARD 1
Legal Subdivision	ARNOLD ORCHARD 1
Legal Lot Number	6
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	3
Census Block	3003
Census Tract	21501

Owner

Source: Montgomery County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1820 WILLAMET RD, DAYTON, OH 45429-4253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS & COMPANY FCU
Jun 10, 2020	Loan Modification, Mortgage · Conventional Mortgage FIREFIGHTERS & CO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1996
Deed Sale	Apr 1, 1996
Deed Document Number	19965927
Deed Book / Page	960205 / A09
Last Transfer Date	Oct 2, 2019
Transfer Doc	0000055675
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1820 WILLAMET RD, DAYTON, OH 45429-4253
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 WILLAMET RD, KETTERING, OH 45429-4253

Mortgage

Document Number	0000064245
Date	Nov 27, 2024
Instrument	2024-00064245

Lender

Name	FIREFIGHTERS & COMPANY FCU
Type	Credit Union
Address	DAYTON, OH 45402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY OH
Property Address	1820 WILLAMET RD, KETTERING, OH 45429-4253
Document Number	0000049702
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 WILLAMET RD DAYTON OH 45429, DAYTON, OH 45429

Mortgage

Document Number	0000049702
Date	Aug 24, 2020
Instrument	49702

Lender

Name	FIREFIGHTERS & CO FCU
Address	338 S PATTERSON BLVD, DAYTON, OH 45402-2845

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 23, 2027

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00	$42,480 (-) Land $10,010 Building $32,470	$121,360 (-) Land $28,590 Building $92,770
2024	$2,747.00 (+2.69%)
2023	$2,675.00 (+102.81%)	$42,480 (+30.67%) Land $10,010 Building $32,470	$121,360 (+30.65%) Land $28,590 Building $92,770
2022	$1,319.00	$32,510 Land $7,640 Building $24,870
2020			$92,890 Land $21,830 Building $71,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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