1820 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 1820 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.75 ba · 1,680 sqft · built 1901
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$75,900 (Nov 2005)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1140-06650`

Property Details

APN / Parcel Number

Primary APN	`010-1140-06650`
Alternative APN	`793398`

Interior

Bedrooms	3 Beds
Full Baths	0.75 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Gross Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	3,746 sqft (0.086 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	64 sqft
Patio Area	154 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	793398
Street Address	1820 W 3RD ST
City	DULUTH
State	MN
Zip	55806-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	94
Legal Lot Number	296
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1055
Census Tract	15600

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 W 3RD ST, DULUTH, MN 55806-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Mar 31, 2021	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2005 · Amount on Record
Deed Sale	Nov 23, 2005 · Amount on Record
Prior Sale	Jan 25, 2001 · Amount on Record
Deed Document Number	20051002213
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1820 W 3RD ST, DULUTH, MN 55806-2107
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001408755
Date	Mar 31, 2021
Instrument	1408755

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1820 W 3RD ST, DULUTH, MN 55806-2107
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001408757
Date	Mar 31, 2021
Instrument	1408757

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Feb 25, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00 (+14.11%) Homeowner's exemption
2025	$1,772.00 (+3.5%) Homeowner's exemption	$181,400 (+15.69%) Land $14,900 Building $166,500	$181,400 (+15.69%) Land $14,900 Building $166,500
2024	$1,712.00	$156,800 (+19.24%) Land $14,400 Building $142,400	$156,800 (+19.24%) Land $14,400 Building $142,400
2022		$131,500 Land $13,100 Building $118,400	$131,500 Land $13,100 Building $118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CenturyLink.

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