1806 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 1806 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1925
Lot Size	0.103 acres (4,496 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2023)
Tax Bill	$1,844 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1140-06600`

Property Details

APN / Parcel Number

Primary APN	`010-1140-06600`
Alternative APNs	`1052164` `1155815`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	260 sqft
Finished Basement	260 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,496 sqft (0.103 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	70 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1155815
Street Address	1806 W 3RD ST
City	DULUTH
State	MN
Zip	55806-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 30 FT SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	94
Legal Lot Number	292
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1055
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1806 W 3RD ST, DULUTH, MN 55806-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jun 5, 2018	Warranty Deed, Transfer RONALD RICCI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	20231475347
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 1, 2026
Property Address	1806 W 3RD ST, DULUTH, MN 55806-2107
Document Number	0001535367
Instrument Date	Jun 17, 2026
Instrument	20261535367
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 W 3RD ST, DULUTH, MN 55806-2107

Mortgage

Document Number	0001535367,
Date	Jul 1, 2026
Instrument	20261535367

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2041

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 3, 2023
Property Address	1806 W 3RD ST, DULUTH, MN 55806-2107
Document Number	0001475347
Instrument Date	Sep 29, 2023
Instrument	1475347
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1806 W 3RD ST, DULUTH, MN 55806-2107

Mortgage

Document Number	0001475348
Date	Oct 3, 2023
Instrument	1475348

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Sep 29, 2033
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	Prime Rate
Max Rate	13.2%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 5, 2018
Property Address	1806 W 3RD ST, DULUTH, MN 55806-2107
Document Number	00A1334063
Instrument Date	Jun 1, 2018
Instrument	A1334063
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 W 3RD ST DULUTH MN 558062107, DULUTH, MN 55806-2107

Mortgage

Document Number	A1339004
Date	Jun 5, 2018
Instrument	A1339004

Lender

Name	RONALD RICCI

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,844.00 (+14.11%) Homeowner's exemption
2025	$1,616.00 (+15.26%) Homeowner's exemption	$168,500 (+15.17%) Land $17,900 Building $150,600	$168,500 (+15.17%) Land $17,900 Building $150,600
2024		$146,300 (+25.9%) Land $17,300 Building $129,000	$146,300 (+25.9%) Land $17,300 Building $129,000
2023	$1,402.00 Homeowner's exemption
2022		$116,200 Land $15,700 Building $100,500	$116,200 Land $15,700 Building $100,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CenturyLink.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures