1820 Loving Rd, Morganton, GA 30560 Property Records

Fannin County property record for 1820 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,631 sqft · built 2024
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (May 2024)
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0024 064`

Property Details

APN / Parcel Number

Primary APN	`0024 064`
Alternative APN	`2940`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,631 sqft Heated Area
Gross Area	696 sqft
1st Floor Area	1,631 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	79,715 sqft (1.83 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Storage Building	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2940
Street Address	1820 LOVING RD
City	MORGANTON
State	GA
Zip	30560-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL220 DB1600-661* 1.83ACS
Legal Subdivision	ZONE 5 RURAL
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1050
Census Tract	50500

Owner

Source: Fannin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 LOVING RD, MORGANTON, GA 30560-2706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jul 30, 2024	Deed of Trust, Mortgage · VA Mortgage IMPECCABLE LENDING
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
May 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Aug 30, 1996
Deed Book / Page	1600 / 661
Prior Transfer Date	Apr 23, 2024
Prior Transfer Doc	001600/661
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Recording Date	Jul 30, 2026
Property Address	1820 LOVING RD, MORGANTON, GA 30560-2706
Document Number	1714000508
Book / Page	1714 / 508
Instrument Date	Jul 24, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 LOVING RD, MORGANTON, GA 30560-2706
Investor	Possibly a Property Investor

Mortgage

Document Number	1714000508,
Date	Jul 30, 2026
Book Page	1714/508

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	1820 LOVING RD, MORGANTON, GA 30560-2706
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 LOVING RD, MORGANTON, GA 30560-2706
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001612/0000000032
Date	Jul 30, 2024
Book Page	0000001612/0000000032

Lender

Name	IMPECCABLE LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 1, 2024
Property Address	1820 LOVING RD, MORGANTON, GA 30560-2706
Document Number	001600/661
Book / Page	1600 / 661
Instrument Date	Apr 23, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 LOVING RD, MORGANTON, GA 30560-2706
Investor	Possibly a Property Investor

Mortgage

Document Number	0001600663
Date	May 1, 2024
Instrument	1600/663

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Jan 1, 2025

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 28, 2021
Property Address	1820 LOVING RD, MORGANTON, GA 30560-2706
Document Number	001431/617
Book / Page	1431 / 617
Instrument Date	May 28, 2021
Instrument	2021-001844
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 LOVING RD, MORGANTON, GA 30560-2706

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,751.00 (+706.91%)	$193,006 (+1,143.11%) Land $13,365 Building $179,641	$482,515 (+1,143.11%) Land $33,412 Building $449,103
2023		$15,526 Land $13,365 Building $2,161	$38,815 Land $33,412 Building $5,403
2022	$217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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