1820 Eloise Ln, Edgewood, MD 21040 Property Records

Harford County property record for 1820 Eloise Ln, Edgewood, MD 21040 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms1.5 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1972
Square Footage1,040 sqft Total Area
Lot Size1,240 sqft (0.028 acres)
Last Sale$53,000 (1987)
Tax Bill$806.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-072935
Alternative APNs
  • 1072935
  • 072935

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,040 sqft Total Area
Basement Area200 sqft Basement
Finished Basement200 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area1,240 sqft (0.028 acres)
Depth X Width62 ft x 20 ft Depth x Width
Deck Area192 sqft Deck
Patio Area200 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number072935
Street Address1820 ELOISE LN
CityEDGEWOOD
StateMD
Zip21040-1829
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 85 BLK B 20/20X62 1820 ELOISE LANE WATERGATE NO S4 PT 33/32
Legal SubdivisionWATER GATE
Legal BlockB
Legal Lot Number85
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup1
Census Block1008
Census Tract301302

Owner

Source: Harford County records · APN 01-072935

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 654, EDGEWOOD, MD 21040-0654
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM FEDERAL CREDIT UNION
Apr 11, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
FREEDOM FIRST FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 1987 · Amount on Record
Deed SaleSep 30, 1987 · Amount on Record
Deed Book / Page1428 / 1092
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateMay 07, 2026
Property Address1820 ELOISE LN, EDGEWOOD, MD 21040-1829
Document Number1711000325
Book / Page17114 / 325
Instrument DateApr 30, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 ELOISE LN, EDGEWOOD, MD 21040-1829

Mortgage

Document Number1711000325,
DateMay 07, 2026
Book Page17114/325
Lender
NameFREEDOM FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 30, 2031
Interest
Rate6.46%
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1820 ELOISE LN, EDGEWOOD, MD 21040-1829
Transaction TypeMortgage
Record UpdatedApr 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154580396
DateApr 11, 2022
Book Page15458/396
Lender
NameFREEDOM FIRST FCU
TypeCredit Union
AddressBEL AIR, MD 21014
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueMar 28, 2032

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$136,500 (+20.44%) Land $45,000 Building $91,500$136,500 (-) Land $45,000 Building $91,500
2025$806.00 (+44.19%)$113,333 (+69.15%)$136,500 (+103.73%) Land $45,000 Building $91,500
2023$67,000 Land $25,000 Building $42,000$67,000 Land $25,000 Building $42,000
2022$559.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 15% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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