Harford County property record for 1815 Eloise Ln, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,196 sqft · built 1976 |
| Lot Size | 0.035 acres (1,512 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,500 (Sep 2021) |
| Tax Bill | $991 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-053477 |
| Primary APN | 01-053477 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,196 sqft Total Area |
| Basement Area | 230 sqft |
| Finished Basement | 230 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,512 sqft (0.035 acres) |
| Lot Dimensions | 63 ft deep x 24 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 053477 |
|---|---|
| Street Address | 1815 ELOISE LN |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1828 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LT 70 24/24X63 1815 ELOISE LANE WATERGATE NORTH PT 33/32 |
| Legal Subdivision | WATER GATE |
| Legal Block | B |
| Legal Lot Number | 70,1815 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 301302 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1815 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Sep 23, 2021 | Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 31, 2018 | Grant Deed, Transfer KEY TITLE INSURANCE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Book / Page | 15048 / 6 |
| Prior Transfer Date | May 13, 2003 |
| Prior Transfer Doc | 0068100348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1815 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | BROADVIEW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0151970190 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 15197/190 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 23, 2021 |
| Property Address | 1815 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Document Number | 0150480006 |
| Book / Page | 15048 / 6 |
| Map Reference | MB HDC 33 FO 32 |
| Instrument Date | Aug 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0001504812 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 15048/12 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Number | 0150480025 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 15048/25 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 31, 2018 |
| Property Address | 1815 ELOISE LN, EDGEWOOD, MD 21040-1828 |
| Document Number | 0128380283 |
| Book / Page | 012838 / 000283 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | KEY TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 254 ABINGDON MD 210090254, ABINGDON, MD 21009-0254 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,200 (+22.29%) Land $50,000 Building $93,200 | $143,200 (-) Land $50,000 Building $93,200 | |
| 2025 | $991.00 (+50.15%) Homeowner's exemption | $117,100 (+80.43%) | $143,200 (+120.65%) Land $50,000 Building $93,200 |
| 2023 | $64,900 Land $25,500 Building $39,400 | $64,900 Land $25,500 Building $39,400 | |
| 2022 | $660.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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