1820 Elder St, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 1820 Elder St, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 698 sqft · built 1949
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$64,900 (Dec 2018)
Tax Bill	$877 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-413-016`

Property Details

APN / Parcel Number

Primary APN	`06-14-413-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	698 sqft Living Area
1st Floor Area	698 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	44 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1820 ELDER ST
City	KALAMAZOO
State	MI
Zip	49048-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	19726 ELDERS SUBDIVISION E 11FT OF LOT 15. W 33FT OF LOT 16.
Legal Subdivision	ELDERS SUB
Legal Lot Number	15-16
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2009
Census Tract	100

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 ELDER ST, KALAMAZOO, MI 49048-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Jan 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU
Dec 20, 2018	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	201839290
Last Transfer Date	Dec 15, 2021
Transfer Doc	2022000526
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1820 ELDER ST, KALAMAZOO, MI 49048-1916
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 ELDER ST, KALAMAZOO, MI 49048-1916

Mortgage

Document Number	2023002547
Date	Feb 1, 2023
Instrument	2023-002547

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2033

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 4, 2022
Property Address	1820 ELDER ST, KALAMAZOO, MI 49048-1916
Document Number	2022000526
Map Reference	LB 6 PG 2
Instrument Date	Dec 15, 2021
Instrument	2022-000526
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 ELDER ST, KALAMAZOO, MI 49048-1916

Mortgage

Document Number	2022000525
Date	Jan 4, 2022
Instrument	2022-000525

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 20, 2018
Property Address	1820 ELDER ST, KALAMAZOO, MI 49048-1916
Document Number	2018039290
Map Reference	LB 6 PG 2
Instrument Date	Dec 6, 2018
Instrument	2018-039290
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2636 BARKWOOD LN, 2636, KALAMAZOO, MI 49004-3723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5013 W MAIN ST, KALAMAZOO, MI 49009-1001

Mortgage

Document Number	2018039291
Date	Dec 20, 2018
Instrument	2018-039291

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,200 (+38.2%)	$64,400 (+38.2%)
2025	$877.00 (+25.82%) Homeowner's exemption
2023		$23,300	$46,600
2019	$697.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet.

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