1808 Elder St, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 1808 Elder St, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 698 sqft · built 1949
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,900 (Aug 2026)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-413-014`

Property Details

APN / Parcel Number

Primary APN	`06-14-413-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	698 sqft Living Area
1st Floor Area	698 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	5,663 sqft (0.13 acres)
Lot Width	44 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1808 ELDER ST
City	KALAMAZOO
State	MI
Zip	49048-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	19723 ELDERS SUBDIVISION W 44FT OF E 88FT OF LOTS 13 & 14.
Legal Subdivision	ELDERS SUB
Legal Lot Number	13-14
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2009
Census Tract	100

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1132 MOUNT ROYAL DR, 2D, KALAMAZOO, MI 49009-1587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE
Dec 2, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jun 10, 2022	Warranty Deed, Transfer · Line of Credit FIFTH THIRD BANK NA
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Aug 31, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Mar 17, 2023 · Amount on Record
Deed Document Number	202624161
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	2020029011
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 12, 2026
Property Address	1808 ELDER ST, KALAMAZOO, MI 49048-1916
Document Number	0000024161
Instrument Date	Jul 31, 2026
Instrument	202624161
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,911.34
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024162,
Date	Aug 12, 2026
Instrument	202624162

Lender

Name	VAN DYK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1808 ELDER ST, KALAMAZOO, MI 49048-1916
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 ELDER ST, KALAMAZOO, MI 49048-1916

Mortgage

Document Number	2025031070
Date	Dec 2, 2025
Instrument	2025-031070

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 17, 2023
Property Address	1808 ELDER ST, KALAMAZOO, MI 49048-1916
Document Number	2023005481
Map Reference	LB 6 PG 2
Instrument Date	Feb 28, 2023
Instrument	2023-005481
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 W MAIN ST, KALAMAZOO, MI 49006-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1471 CONCORD PLACE DR APT 2B, 2B, KALAMAZOO, MI 49009-1610

Mortgage

Document Number	2023005482
Date	Mar 17, 2023
Instrument	2023-005482

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 10, 2022
Property Address	1808 ELDER ST, KALAMAZOO, MI 49048-1916
Document Number	2022019677
Map Reference	LB 6 PG 2
Instrument Date	May 12, 2022
Instrument	2022-019677
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2827 EASTERN PKWY, 2827, WINTER PARK, FL 32789-6603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 W GRAND RIVER AVE # A, A, OKEMOS, MI 48864-1604

Mortgage

Document Number	2022019773
Date	Jun 10, 2022
Instrument	2022-019773

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1808 ELDER ST, KALAMAZOO, MI 49048-1916
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003291
Date	Jan 25, 2021
Instrument	2021-003291

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 24, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 31, 2020
Property Address	1808 ELDER ST, KALAMAZOO, MI 49048-1916
Document Number	2020029011
Instrument Date	Aug 7, 2020
Instrument	2020-029011
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7218 W 42ND ST, 7218, TULSA, OK 74107-6033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 EASTERN PKWY, WINTER PARK, FL 32789-6603

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,300 (+7.48%)	$54,600 (+7.48%)
2025	$1,126.00 (+36.48%) Homeowner's exemption	$25,400 (+29.59%)	$50,800 (+29.59%)
2023		$19,600	$39,200
2019	$825.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet.

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