1820 E Monarch Bay Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1820 E Monarch Bay Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,055 sqft · built 1991
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Company Names on Record
Last Sale	$1,339,000 (Feb 2022)
Tax Bill	$4,700 (2025)
Deeds & Mortgages	Feb 2022 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-04-024`

Property Details

APN / Parcel Number

Primary APN	`309-04-024`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,055 sqft Living Area
Gross Area	3,608 sqft
1st Floor Area	3,055 sqft

Exterior

Year Built	Built 1991
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	13,939 sqft (0.319 acres)
View / Lot	Lake
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1820 E MONARCH BAY DR
City	GILBERT
State	AZ
Zip	85234-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CRYSTAL SHORES AMD MCR 341-29
Legal Range	06E
Legal Township	01S
Legal Section	04
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	CRYSTAL SHORES AMD LOT 1-82 TR A-I
Legal Lot Number	24
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	422507

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 2724, PAGOSA SPRINGS, CO 81147-2702
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer STEWART TITLE, STEWART TTL & TR OF PHOENIX
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	20220113157
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 7, 2022
Property Address	1820 E MONARCH BAY DR, GILBERT, AZ 85234-2712
Document Number	0000113157
Map Reference	MB 341 PG 29
Instrument Date	Feb 3, 2022
Instrument	20220113157
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1820 E MONARCH BAY DR, GILBERT, AZ 85234-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2724, PAGOSA SPRINGS, CO 81147-2702

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1820 E MONARCH BAY DR, GILBERT, AZ 85234-2712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000689453
Date	Sep 4, 2019
Instrument	20190689453

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1820 E MONARCH BAY DR, GILBERT, AZ 85234-2712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL & TR OF PHOENIX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 8TH AVE N A, A, JACKSONVILLE, FL 32250-7128

Mortgage

Document Number	0001279423
Date	Dec 28, 2020
Instrument	20201279423

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,670 (-0.33%)	$936,700 (-0.33%) Land $187,300 Building $749,400
2025	$4,700.00 (-20.42%)
2024		$93,980	$939,800 Land $187,900 Building $751,900
2023	$5,906.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber, Verizon.

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