1813 E Monarch Bay Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1813 E Monarch Bay Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,501 sqft · built 1991
Lot Size	0.258 acres (11,243 sqft)
Owner	Company Name on Record
Last Sale	$630,000 (Mar 2018)
Tax Bill	$4,400 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-04-018`

Property Details

APN / Parcel Number

Primary APN	`309-04-018`
Alternative APN	`309040181`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,501 sqft Living Area
Gross Area	2,801 sqft
1st Floor Area	2,501 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,243 sqft (0.258 acres)
View / Lot	Commercial/Industrial
Parking Spaces	3 Parking Spaces
Pool Area	320 sqft
Porch	Slab
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1813 E MONARCH BAY DR
City	GILBERT
State	AZ
Zip	85234-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CRYSTAL SHORES AMD LOT 1-82 TR A-I MCR 341-29
Legal Range	6E
Legal Township	1S
Legal Section	4
Legal Subdivision	CRYSTAL SHORES AMD LOT 1-82 TR A-I
Legal Lot Number	18
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	422507

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1813 E MONARCH BAY DR, GILBERT, AZ 85234-2713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Prior Sale	Jul 25, 1995 · Amount on Record
Deed Document Number	2018231025
Prior Transfer Date	Jul 7, 1995
Prior Transfer Doc	0000432804
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1813 E MONARCH BAY DR, GILBERT, AZ 85234-2713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000619733
Date	Jul 13, 2020
Instrument	20200619733

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 17, 2018
Property Address	1813 E MONARCH BAY DR, GILBERT, AZ 85234-2713
Document Number	0000539208
Instrument Date	Jul 16, 2018
Instrument	539208
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1813 E MONARCH BAY DR GILBERT AZ 852342713, GILBERT, AZ 85234-2713

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2018
Property Address	1813 E MONARCH BAY DR, GILBERT, AZ 85234-2713
Document Number	0000231025
Map Reference	MB 341 PG 29
Instrument Date	Mar 26, 2018
Instrument	20180231025
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1813 E MONARCH BAY DR, 1813, GILBERT, AZ 85234-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1813 E MONARCH BAY DR, GILBERT, AZ 85234-2713

Mortgage

Document Number	0000231026
Date	Mar 28, 2018
Instrument	20180231026

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000231027
Date	Mar 28, 2018
Instrument	20180231027

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,720 (+48.91%)	$817,200 (+8.43%) Land $163,400 Building $653,800
2025	$4,400.00 (+3.82%)	$54,880 (-32.93%)	$753,700 (-7.89%) Land $150,700 Building $603,000
2024		$81,830	$818,300 Land $163,600 Building $654,700
2023	$4,238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber, Verizon.

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