1820 Centennial Way, Escondido, CA 92026 Property Records

San Diego County property record for 1820 Centennial Way, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,309 sqft · built 1997
Lot Size	0.157 acres (6,848 sqft)
Owner	2 Trust Names on File
Last Sale	$950,000 (Jul 2021)
Tax Bill	$10,083 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`227-672-21-00`

Property Details

APN / Parcel Number

Primary APN	`227-672-21-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,309 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	6,848 sqft (0.157 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1820 CENTENNIAL WAY
City	ESCONDIDO
State	CA
Zip	92026-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R-3.3
Legal Description	LOT 30 TR 012392
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012392
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	20107

Owner

1820 Centennial Way is owner-occupied and held in a trust since March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN MONKEY INC
Jul 13, 2021	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Dec 20, 1996 · Amount on File
Deed Document Number	2021501503
Last Transfer Date	Mar 19, 2026
Transfer Doc	0000097115
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2026
Property Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Document Number	0000097115
Instrument Date	Mar 19, 2026
Instrument	202697115
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616

Mortgage

Document Number	0000036216
Date	Feb 13, 2024
Instrument	2024-0036216

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	SPRUCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616

Mortgage

Document Number	0000704149
Date	Oct 8, 2021
Instrument	2021-0704149

Lender

Name	LOAN MONKEY INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2021
Property Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Document Number	0000501503
Map Reference	MAP 12392
Instrument Date	Jun 24, 2021
Instrument	2021-0501503
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616

Mortgage

Document Number	0000501504
Date	Jul 13, 2021
Instrument	2021-0501504

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1820 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170484
Date	Apr 2, 2020
Instrument	2020-0170484

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Centennial Way was $10,083, up 2.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$905,989 (+2%) Land $147,675 Building $758,314
2025	$10,083.00 (+2.1%) Homeowner's exemption	$888,226 Land $144,780 Building $743,446
2024	$9,876.00 (+2.32%)
2023	$9,652.00 (+1.09%) Homeowner's exemption	$853,737 Land $139,159 Building $714,578
2022	$9,548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1820 Centennial Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Centennial Way is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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