1814 Centennial Way, Escondido, CA 92026 Property Records

San Diego County property record for 1814 Centennial Way, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,833 sqft · built 1997
Lot Size	0.147 acres (6,414 sqft)
Owner	2 Trust Names on File
Last Sale	$1,080,000 (Nov 2025)
Tax Bill	$9,133 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`227-672-18-00`

Property Details

APN / Parcel Number

Primary APN	`227-672-18-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,833 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	6,414 sqft (0.147 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1814 CENTENNIAL WAY
City	ESCONDIDO
State	CA
Zip	92026-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R-3.3
Legal Description	LOT 27 TR 012392
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012392
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	20107

Owner

1814 Centennial Way is owner-occupied and held in a trust since November 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 13, 2025	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 11, 2017	Correction Deed · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Aug 10, 2005 · Amount on File
Deed Document Number	2025320583
Prior Transfer Date	Dec 6, 2017
Prior Transfer Doc	0000575172
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616

Mortgage

Document Number	0000794938
Date	Nov 17, 2021
Instrument	2021-0794938

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2025
Property Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Document Number	0000320583
Map Reference	MAP 12392
Instrument Date	Oct 20, 2025
Instrument	2025-0320583
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616

Mortgage

Document Number	0000320584
Date	Nov 13, 2025
Instrument	2025-0320584

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000539212
Date	Nov 20, 2019
Instrument	2019-0539212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000253556
Date	May 19, 2020
Instrument	2020-0253556

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616

Mortgage

Document Number	0000788851
Date	Dec 9, 2020
Instrument	2020-0788851

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

December 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2017
Property Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616
Document Number	0000575172
Map Reference	MAP12392
Instrument Date	Dec 6, 2017
Instrument	2017-0575172
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 CENTENNIAL WAY, ESCONDIDO, CA 92026-3616

Mortgage

Document Number	0000575173
Date	Dec 11, 2017
Instrument	2017-0575173

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1814 Centennial Way was $9,133.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,060,000 (+31.68%) Land $385,163 Building $674,837
2025	$9,133.00 Homeowner's exemption	$804,961 Land $292,492 Building $512,469
2023	$8,742.00 (+1.09%) Homeowner's exemption	$773,705 Land $281,135 Building $492,570
2022	$8,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1814 Centennial Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1814 Centennial Way is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

Nearby Properties on Centennial Way

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