San Luis Obispo County property record for 1820 23rd St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 949 sqft · built 1961 |
| Lot Size | 0.06 acres (2,625 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,483 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-096-024 |
| Primary APN | 062-096-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 949 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 2,625 sqft (0.06 acres) |
| Lot Dimensions | 75 ft deep x 45 ft wide |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 1820 23RD ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-8980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TN OCEANO BL 24 PTN LT 1TO3 LESS 50% M/R |
| Legal Subdivision | MAP 2 |
| Legal Block | 24 |
| Legal Lot Number | 1-3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12202 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 461 RAINBOW DR, SEDRO WOOLLEY, WA 98284-9514 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 5, 2025 |
| Transfer Doc | 0000003709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 16, 2026 |
| Property Address | 1820 23RD ST, OCEANO, CA 93445-8980 |
| Document Number | 0000022286 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202622286 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 461 RAINBOW DR, SEDRO WOOLLEY, WA 98284-9514 |
| Document Number | 0000022286, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202622286 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $110,033 (+2%) Land $43,008 Building $67,025 | |
| 2025 | $1,483.00 (+5.18%) | $107,876 (+4.04%) Land $42,165 Building $65,711 |
| 2023 | $1,410.00 (+1.15%) | $103,689 Land $40,529 Building $63,160 |
| 2022 | $1,394.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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