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1750 23rd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1750 23rd St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1961
Lot Size0.078 acres (3,375 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Mar 2023)
Tax Bill$5,609 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN062-095-020

Property Details

APN / Parcel Number

Primary APN062-095-020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeWood
Lot Area3,375 sqft (0.078 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1750 23RD ST
CityOCEANO
StateCA
Zip93445-9139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTN OCEANO BL 17 PTN LT 34 TO 36
Legal SubdivisionTOWN/OCEANO
Legal Block17
Legal Lot Number34
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2016
Census Tract12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1750 23RD ST, OCEANO, CA 93445-9139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Grant Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Oct 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2023 · Amount on Record
Deed SaleMar 22, 2023 · Amount on Record
Deed Document Number20237728
Prior Transfer DateMar 7, 1994
Prior Transfer Doc0000017074
Record UpdatedOct 29, 2026

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 22, 2023
Property Address1750 23RD ST, OCEANO, CA 93445-9139
Document Number0000007728
Map ReferenceMB A PG 148
Instrument DateFeb 16, 2023
Instrument2023007728
Transaction TypeTransfer
Record UpdatedApr 4, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1750 23RD ST, OCEANO, CA 93445-9139

Mortgage

Document Number0000007729
DateMar 22, 2023
Instrument2023007729
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1750 23RD ST, OCEANO, CA 93445-9139
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044159
DateOct 22, 2018
Instrument2018044159
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$504,073 (+2%) Land $397,953 Building $106,120
2025$5,609.00 (+807.61%)$494,190 (+1,594.52%) Land $390,150 Building $104,040
2023$618.00 (+0.82%)$29,164 Land $5,346 Building $23,818
2022$613.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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