182 Stephens Rd, #1, Cairo, GA 39828 Property Records

Grady County property record for 182 Stephens Rd, #1, Cairo, GA 39828 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,287 sqft · built 2005
Lot Size	2.84 acres (123,710 sqft)
Owner	Company Name on File
Last Sale	$825,000 (Jun 2024)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Sep 2006 Mortgage Apr 2008 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`00420061`

Property Details

APN / Parcel Number

Primary APN	`00420061`
Alternative APN	`3011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,287 sqft Heated Area
1st Floor Area	1,287 sqft
Flooring	Ceramic Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	123,710 sqft (2.84 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	4,402 sqft
Deck Area	24 sqft
Patio Area	112 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3011
Street Address	182 STEPHENS RD, 1
City	CAIRO
State	GA
Zip	39828-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 317 284
Jurisdiction	GRADY GA
Township / Civil Division	CALVARY-RENO
Census Block Group	3
Census Block	3062
Census Tract	950600

Owner

Source: Grady County records · APN 00420061

Assessment roll updated March 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	182 STEPHENS RD, 1, CAIRO, GA 39828-7168
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2006	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE
Apr 24, 2008	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY BANK
Jan 12, 2007	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY BANK
Mar 23, 2009	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY BANK
Jun 24, 2024	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SERVICES
Oct 09, 2013	Warranty Deed, Transfer
Apr 18, 2012	Warranty Deed, Transfer
Sep 09, 2011	Gift Deed, Transfer
Sep 06, 2011	Gift Deed, Transfer
Aug 30, 2011	Gift Deed, Transfer
Aug 30, 2011	Gift Deed, Transfer
Aug 12, 2011	Gift Deed, Transfer
Jul 19, 2011	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Book / Page	945 / 615
Prior Transfer Date	Oct 09, 2013
Prior Transfer Doc	000764/575
Record Updated	Jun 08, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000639/171
Date	Sep 25, 2006
Book Page	639/171

Lender

Name	PHH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2036

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000672/594
Date	Apr 24, 2008
Book Page	672/594

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2038

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000645/490
Date	Jan 12, 2007
Book Page	645/490

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2021

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000689/739
Date	Mar 23, 2009
Book Page	689/739

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2039

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jun 24, 2024
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Document Number	000945/615
Book / Page	945 / 615
Instrument Date	Jun 21, 2024
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

Mortgage

Document Number	0000945618
Date	Jun 24, 2024
Instrument	945/618

Lender

Name	FARM CREDIT SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Jan 01, 2044

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Oct 09, 2013
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Document Number	000764/575
Book / Page	764 / 575
Instrument Date	Oct 09, 2013
Instrument	2013-000710
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Apr 18, 2012
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Document Number	000740/464
Book / Page	740 / 464
Instrument Date	Apr 18, 2012
Instrument	2012-000332
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168

September 2011: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRADY GA
Recording Date	Sep 09, 2011
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Document Number	000731/085
Book / Page	731 / 085
Instrument Date	Sep 09, 2011
Instrument	065-2011-000736
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1523 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

September 2011: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRADY GA
Recording Date	Sep 06, 2011
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Document Number	000730/789
Book / Page	730 / 789
Instrument Date	Sep 01, 2011
Instrument	065-2011-000716
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168

August 2011: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRADY GA
Recording Date	Aug 30, 2011
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Document Number	000730/613
Book / Page	730 / 613
Instrument Date	Aug 30, 2011
Instrument	065-2011-000694
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1523 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

August 2011: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRADY GA
Recording Date	Aug 30, 2011
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Document Number	000730/611
Book / Page	730 / 611
Instrument Date	Aug 30, 2011
Instrument	065-2011-000693
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1523 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

August 2011: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRADY GA
Recording Date	Aug 12, 2011
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Document Number	000730/095
Book / Page	730 / 095
Instrument Date	Aug 12, 2011
Instrument	065-2011-000648
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

July 2011: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRADY GA
Recording Date	Jul 19, 2011
Property Address	182 STEPHENS RD # 1, 1, CAIRO, GA 39828-7168
Document Number	000729/125
Book / Page	729 / 125
Instrument Date	Jul 19, 2011
Instrument	065-2011-000589
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1523 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1523 LOWER HAWTHORNE TRL, CAIRO, GA 39828-6135

Tax Assessment & Valuation

Source: Grady County records · Assessment roll updated March 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00 (-66.85%) Homeowner's exemption	$154,456 (-60.4%) Land $5,066 Building $149,390	$386,139 (-60.4%) Land $12,664 Building $373,475
2024	$10,132.00 (+22,415.56%) Homeowner's exemption	$390,068 (+13.54%) Land $96,686 Building $293,382	$975,169 (+13.54%) Land $241,715 Building $733,454
2023	$45.00 (-99.45%) Homeowner's exemption	$343,559 (-4.34%) Land $115,739 Building $227,820	$858,896 (-4.34%) Land $289,347 Building $569,549
2022	$8,168.00 Homeowner's exemption	$359,150 Land $131,330 Building $227,820	$897,875 Land $328,326 Building $569,549

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grady County (13131C), updated September 28, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Uniti Group	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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