505 Stephens Rd, Cairo, GA 39828 Property Records

Grady County property record for 505 Stephens Rd, Cairo, GA 39828 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	3,474 sqft Heated Area
Lot Size	653,400 sqft (15 acres)
Garage	565 sqft
Occupancy	Owner Occupied
Tax Bill	$5,904.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`00570-004-001`
Alternative APN	`14077`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	3,474 sqft Heated Area
1st Floor	3,474 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Exterior Material	Vinyl Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	653,400 sqft (15 acres)
Garage Area	565 sqft Garage
Porch	Open Porch
Porch Area	432 sqft Porch
Storage Building	320 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	14077
Street Address	505 STEPHENS RD
City	CAIRO
State	GA
Zip	39828-7131
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LANDLOT:282 DIST:19
Jurisdiction	GRADY GA
Minor Civil Division	CALVARY-RENO
Census Blockgroup	3
Census Block	3036
Census Tract	950600

Owner

Source: Grady County records · APN 00570-004-001

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	505 STEPHENS RD, CAIRO, GA 39828-7131
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2014
Deed Sale	Jun 14, 2014
Deed Doc Number	0000776497
Record Refreshed	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	505 STEPHENS RD, CAIRO, GA 39828-7131
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	833/126
Date	May 24, 2018
Book Page	833/126

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	505 STEPHENS RD, CAIRO, GA 39828-7131
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 STEPHENS RD, CAIRO, GA 39828-7131

Mortgage

Document Number	0000000870/0000000509
Date	Jul 30, 2020
Book Page	0000000870/0000000509

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Grady County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,904.00 (+1.15%) Additional exemption filed	$316,136 (+23.17%) Land $90,216 Building $225,920	$790,342 (+23.17%) Land $225,541 Building $564,801
2024	$5,837.00 (-3.49%) Additional exemption filed	$256,658 (+25.83%) Land $81,276 Building $175,382	$641,644 (+25.83%) Land $203,190 Building $438,454
2023	$6,048.00 (+8.02%) Additional exemption filed	$203,976 (-) Land $12,600 Building $191,376	$509,940 (-) Land $31,500 Building $478,440
2022	$5,599.00	$203,976 Land $12,600 Building $191,376	$509,940 Land $31,500 Building $478,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grady County (13131C), updated September 28, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 35% of Georgia
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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