182 Murray Rd, Homer, GA 30547 Property Records

Banks County property record for 182 Murray Rd, Homer, GA 30547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1990
Lot Size	6.05 acres (263,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Sep 2025)
Tax Bill	$2,370 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2012 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B60 009`

Property Details

APN / Parcel Number

Primary APN	`B60 009`
Alternative APN	`582`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,800 sqft Heated Area
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2018
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	263,538 sqft (6.05 acres)
Porch	Patio
Porch Area	300 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	582
Street Address	182 MURRAY RD
City	HOMER
State	GA
Zip	30547-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB13-61 18-212 TR 2 PLAT H/83
Legal Subdivision	00700-MARTIN BRIDGE AREA 6500
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2012
Census Tract	970200

Owner

Source: Banks County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	182 MURRAY RD, HOMER, GA 30547-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 15, 2012	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
Apr 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE
Sep 18, 2025	Limited Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCE
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST GEORGIA BANK
Jul 2, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Book / Page	585 / 496
Prior Transfer Date	Apr 25, 2016
Prior Transfer Doc	000424/199
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Recording Date	Jun 26, 2026
Property Address	182 MURRAY RD, HOMER, GA 30547-1700
Document Number	0602000558
Book / Page	602 / 558
Instrument Date	Jun 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 MURRAY RD, HOMER, GA 30547-1700

Mortgage

Document Number	0602000558,
Date	Jun 26, 2026
Book Page	602/558

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	182 MURRAY RD, HOMER, GA 30547-1700
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000377/385
Date	Aug 15, 2012
Book Page	377/385

Lender

Name	CITIBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2032

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	182 MURRAY RD, HOMER, GA 30547-1700
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000424/200
Date	Apr 28, 2016
Book Page	424/200

Lender

Name	OPEN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2036

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 18, 2025
Property Address	182 MURRAY RD, HOMER, GA 30547-1700
Document Number	000585/496
Book / Page	585 / 496
Instrument Date	Sep 17, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	182 MURRAY RD, HOMER, GA 30547-1700

Mortgage

Document Number	0000585498
Date	Sep 18, 2025
Instrument	585/498

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Nov 18, 2022
Property Address	182 MURRAY RD, HOMER, GA 30547-1700
Document Number	000536/508
Book / Page	536 / 508
Instrument Date	Nov 18, 2022
Instrument	2022-001032
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 MURRAY RD, HOMER, GA 30547-1700

Mortgage

Document Number	0000000536/0000000510
Date	Nov 21, 2022
Book Page	0000000536/0000000510

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	182 MURRAY RD, HOMER, GA 30547-1700
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 MURRAY RD, HOMER, GA 30547-1700

Mortgage

Document Number	0000000509/0000000827
Date	Aug 4, 2021
Book Page	0000000509/0000000827

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2024

July 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 2, 2021
Property Address	182 MURRAY RD, HOMER, GA 30547-1700
Document Number	509/825
Book / Page	509 / 825
Instrument Date	Jul 2, 2021
Instrument	2021-000742
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 MURRAY RD, HOMER, GA 30547-1700

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,370.00 (-2.71%) Homeowner's exemption	$132,553 (+5.49%) Land $31,407 Building $101,146	$331,381 (+5.49%) Land $78,517 Building $252,864
2024	$2,436.00 (+25.05%) Homeowner's exemption	$125,656 (+8.58%) Land $28,552 Building $97,104	$314,139 (+8.58%) Land $71,379 Building $242,760
2023	$1,948.00 (+71.78%) Homeowner's exemption	$115,728 (+73.81%) Land $28,298 Building $87,430	$289,321 (+73.81%) Land $70,746 Building $218,575
2022	$1,134.00	$66,583 Land $20,514 Building $46,069	$166,458 Land $51,285 Building $115,173

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Murray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures