176 Murray Rd, Homer, GA 30547 Property Records

Banks County property record for 176 Murray Rd, Homer, GA 30547

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,145 sqft · built 1999
Lot Size	6.05 acres (263,538 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Sep 2026)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B60 009A`

Property Details

APN / Parcel Number

Primary APN	`B60 009A`
Alternative APN	`10178`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,145 sqft Heated Area
1st Floor Area	1,560 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gambrel
Roof Material	Metal
Lot Area	263,538 sqft (6.05 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	10178
Street Address	176 MURRAY RD
City	HOMER
State	GA
Zip	30547-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TR 1 PLAT H/83
Legal Tract	1
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2012
Census Tract	970200

Owner

176 Murray Rd is owned and occupied by an individual who bought it in September 2026.

Source: Banks County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	176 MURRAY RD, HOMER, GA 30547-1700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION
Jul 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTHSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Deed Book / Page	607 / 294
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 16, 2026
Property Address	176 MURRAY RD, HOMER, GA 30547-1700
Document Number	0607000294
Book / Page	607 / 294
Instrument Date	Sep 10, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MURRAY RD, HOMER, GA 30547-1700

Mortgage

Document Number	0607000296,
Date	Sep 16, 2026
Book Page	607/296

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	176 MURRAY RD, HOMER, GA 30547-1700
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MURRAY RD, HOMER, GA 30547-1700

Mortgage

Document Number	0000000531/0000000609
Date	Jul 25, 2022
Book Page	0000000531/0000000609

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 176 Murray Rd was $2,274 with a homeowner's exemption, down 2.7% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00 (-2.7%) Homeowner's exemption	$127,197 (+5.46%) Land $31,407 Building $95,790	$317,993 (+5.46%) Land $78,517 Building $239,476
2024	$2,337.00 (+48.76%) Homeowner's exemption	$120,608 (+24.05%) Land $28,552 Building $92,056	$301,520 (+24.05%) Land $71,379 Building $230,141
2023	$1,571.00 (-4.38%) Homeowner's exemption	$97,227 (+21.22%) Land $28,298 Building $68,929	$243,069 (+21.22%) Land $70,746 Building $172,323
2022	$1,643.00 Homeowner's exemption	$80,206 Land $20,514 Building $59,692	$200,514 Land $51,285 Building $149,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 176 Murray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Murray Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Murray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures