182 E Cherry St, Cedar Springs, MI 49319 Property Records

Kent County property record for 182 E Cherry St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,239 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2020)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-03-30-354-004`

Property Details

APN / Parcel Number

Primary APN	`41-03-30-354-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	1,239 sqft
Basement Area	911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	182 E CHERRY ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 4 BLK 33 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	33
Legal Lot Number	4
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	10200

Owner

182 E Cherry St is owned and occupied by two individuals who bought it in July 2020.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	182 E CHERRY ST, CEDAR SPRINGS, MI 49319-9676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit SMITH LORAIN M LIVING TR (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Dec 2, 2013 · Amount on File
Deed Document Number	202065452
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0000063750
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 29, 2020
Property Address	182 E CHERRY ST, CEDAR SPRINGS, MI 49319-9676
Document Number	0000065452
Map Reference	LB 2 PG 74
Instrument Date	Jul 18, 2020
Instrument	20200729-0065452
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 E CHENY ST, 182, CEDAR SPRINGS, MI 49319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 E CHENY ST, CEDAR SPRINGS, MI 49319

Mortgage

Document Number	0000065453
Date	Jul 29, 2020
Instrument	20200729-0065453

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	182 E CHERRY ST, CEDAR SPRINGS, MI 49319-9676
Document Number	0000057911
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 E CHERRY ST CEDAR SPRINGS MI 493199676, CEDAR SPRINGS, MI 49319-9676

Mortgage

Document Number	0000057911
Date	Jul 27, 2018
Instrument	57911

Lender

Name	SMITH LORAIN M LIVING TR (RT)
Address	10886 S MASON DR, GRANT, MI 49327-9500

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 182 E Cherry St was $3,364.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,000 (+3.17%)	$202,000 (+3.17%)
2025	$3,364.00 Homeowner's exemption	$97,900	$195,800
2023		$73,900	$147,800
2019	$1,777.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 182 E Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 E Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures