115 E Cherry St, Cedar Springs, MI 49319 Property Records

Kent County property record for 115 E Cherry St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2025)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-03-30-314-003`

Property Details

APN / Parcel Number

Primary APN	`41-03-30-314-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 E CHERRY ST
City	CEDAR SPRINGS
State	MI
Zip	49319-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART SW 1/4 COM 330 FT S OF & 132 FT W OF SE COR OF BLK 18 VIL OF CEDAR SPRINGS TH W 132 FT TH N 66 FT TH E 132 FT TH S 66 FT
Legal Range	10W
Legal Township	10N
Legal Section	30
Legal Subdivision	VILLAGE CEDAR SPGS
Legal Block	18
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	2
Census Block	2015
Census Tract	10200

Owner

115 E Cherry St is owned by two individuals who bought it in November 2025.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	158 WESTOWN DR NW, 305, GRAND RAPIDS, MI 49534-3719
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Nov 3, 2023	Warranty Deed, Transfer · VA Mortgage CONTOUR MORTGAGE CORP
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIORITY FINANCIAL NETWORK
Jan 3, 2018	Warranty Deed, Transfer · Conventional with PMI ADVENTURE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Nov 3, 2023 · Amount on File
Deed Document Number	202574308
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0000097437
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110

Mortgage

Document Number	0000070343
Date	Sep 6, 2022
Instrument	20220906-0070343

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 14, 2025
Property Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110
Document Number	0000074308
Instrument Date	Nov 5, 2025
Instrument	20251114-0074308
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	SUN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 WESTOWN DR NW APT 305, 305, WALKER, MI 49534-3719

Mortgage

Document Number	0000074309
Date	Nov 14, 2025
Instrument	20251114-0074309

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 3, 2023
Property Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110
Document Number	0000063566
Instrument Date	Oct 31, 2023
Instrument	20231103-0063566
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110

Mortgage

Document Number	0000063567
Date	Nov 3, 2023
Instrument	20231103-0063567

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 12, 2020
Property Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110
Document Number	0000072038
Instrument Date	Jul 13, 2020
Instrument	20200812-0072038
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 E CHERRY ST, 115, CEDAR SPRINGS, MI 49319-5110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110

Mortgage

Document Number	0000072039
Date	Aug 12, 2020
Instrument	20200812-0072039

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 3, 2018
Property Address	115 E CHERRY ST, CEDAR SPRINGS, MI 49319-5110
Document Number	0000000657
Instrument Date	Dec 22, 2017
Instrument	657
Transaction Type	Transfer
Record Updated	Jan 24, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,203.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12144 WHITE CEDAR DR #5 HOWARD CITY MI 49329, 5, HOWARD CITY, MI 49329

Mortgage

Document Number	949
Date	Jan 3, 2018
Instrument	949

Lender

Name	ADVENTURE CU
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 115 E Cherry St was $4,983.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,900 (+1.08%)	$243,800 (+1.08%)
2025	$4,983.00	$120,600	$241,200
2023		$90,800	$181,600
2019	$2,983.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 E Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 E Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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