182 Cobb Ridge Rd, Millbrook, AL 36054 Property Records

Elmore County property record for 182 Cobb Ridge Rd, Millbrook, AL 36054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,964 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$723 (2026)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-03-08-0-001-037.009`

Property Details

APN / Parcel Number

Primary APN	`26-03-08-0-001-037.009`
Alternative APN	`623490`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,722 sqft
Upper Floors Area	242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	154 ft deep x 70 ft wide
Garage Area	484 sqft
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	182 COBB RIDGE RD
City	MILLBROOK
State	AL
Zip	36054-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 COBB RIDGE PLAT NO 1 14/53 SEC 8 T17 R17
Legal Range	017
Legal Township	017
Legal Section	08
Legal Subdivision	COBB RDG 1
Legal Lot Number	6
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	2
Census Block	2032
Census Tract	31300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	182 COBB RIDGE RD, MILLBROOK, AL 36054-3855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	182 COBB RIDGE RD, MILLBROOK, AL 36054-3855
Transaction Type	Mortgage
Record Updated	Sep 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/38819
Date	Jul 31, 2019
Book Page	2019/38819

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Millbrook City
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$723.00 (-1.09%)
2025	$731.00 (-1.08%)	$24,140 (-1.07%)	$241,300 (-1.11%) Land $35,000 Building $206,300
2024	$739.00 (-0.94%)	$24,400 (-1.05%)	$244,000 (-1.05%) Land $35,000 Building $209,000
2023	$746.00 (+28.4%)	$24,660 (+28.84%) Land $3,500 Building $21,160	$246,600 (+28.84%) Land $35,000 Building $211,600
2022	$581.00	$19,140 Land $3,500 Building $15,640	$191,400 Land $35,000 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	5 (1995–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COMMUNITY WATER SYSTEM serves 11,832 people · EPA ID AL0000549
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20