Elmore County property record for 168 Cobb Ridge Rd, Millbrook, AL 36054
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,719 sqft · built 2004 |
| Lot Size | 0.247 acres (10,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Apr 2026) |
| Tax Bill | $1,378 (2026) |
| Deeds & Mortgages | Jan 2025 Second Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-03-08-0-001-037.008 |
| Primary APN | 26-03-08-0-001-037.008 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,719 sqft Living Area |
| 1st Floor Area | 1,719 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,780 sqft (0.247 acres) |
| Lot Dimensions | 154 ft deep x 70 ft wide |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 193 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 168 COBB RIDGE RD |
|---|---|
| City | MILLBROOK |
| State | AL |
| Zip | 36054-3855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 COBB RIDGE PLAT NO 1 14/53 SEC 8 T17 R17 |
| Legal Range | 017 |
| Legal Township | 017 |
| Legal Section | 08 |
| Legal Subdivision | COBB RDG 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ELMORE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 31300 |
168 Cobb Ridge Rd is owned and occupied by an individual who bought it in April 2026.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 168 COBB RIDGE RD, MILLBROOK, AL 36054-3855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROYAL UNITED MORTGAGE LLC |
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Nov 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Nov 16, 2022 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 18688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 168 COBB RIDGE RD, MILLBROOK, AL 36054-3855 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2030 BELLEFLOWER DR, ALLIANCE, OH 44601-4727 |
| Investor | Possibly a Property Investor |
| Document Number | 02025/3844 |
|---|---|
| Date | Jan 27, 2025 |
| Book Page | 2025/3844 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Apr 1, 2026 |
| Property Address | 168 COBB RIDGE RD, MILLBROOK, AL 36054-3855 |
| Document Number | 2026018688 |
| Book / Page | 2026 / 18688 |
| Instrument Date | Mar 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,482.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 168 COBB RIDGE RD, MILLBROOK, AL 36054-3855 |
| Document Number | 2026018692, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 2026/18692 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Nov 16, 2022 |
| Property Address | 168 COBB RIDGE RD, MILLBROOK, AL 36054-3855 |
| Document Number | 2022/67379 |
| Book / Page | 2022 / 67379 |
| Map Reference | MB 14 PG 53 |
| Instrument Date | Nov 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3352 LEXINGTON RD, 3352, MONTGOMERY, AL 36106-2342 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8029 MENTOR AVE, MENTOR, OH 44060-5665 |
| Investor | Possibly a Property Investor |
| Document Number | 0202267382 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022/67382 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2026 property tax bill for 168 Cobb Ridge Rd was $1,378, down 1.1% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Municipality | Millbrook City |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,378.00 (-1.08%) | ||
| 2025 | $1,393.00 (-1%) | $44,780 (-1.06%) | $223,900 (-1.06%) Land $35,000 Building $188,900 |
| 2024 | $1,407.00 (-1.05%) | $45,260 (-1.05%) | $226,300 (-1.05%) Land $35,000 Building $191,300 |
| 2023 | $1,422.00 (+278.19%) | $45,740 (+28.41%) Land $7,000 Building $38,740 | $228,700 (+28.41%) Land $35,000 Building $193,700 |
| 2022 | $376.00 | $35,620 Land $7,000 Building $28,620 | $178,100 Land $35,000 Building $143,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 168 Cobb Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 5 (1995–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 168 Cobb Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRI COMMUNITY WATER SYSTEM serves 11,832 people · EPA ID AL0000549 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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