182 3rd St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 182 3rd St, Lowell, MA 01850 · Last verified May 2026

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,912 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$119,900 (Jun 1996)
Tax Bill	$7,278 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M05800`

Property Details

APN / Parcel Number

Primary APN	`M05800`
Alternative APNs	`LOWE M:197 B:5675 L:182` `M:000197 T:M05800`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	4,695 sqft
1st Floor Area	1,497 sqft
Attic	Attic
Attic Area	804 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	M05800
Street Address	182 3RD ST
City	LOWELL
State	MA
Zip	01850-2527
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	5675
Legal Lot Number	182
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3011
Census Tract	310200

Owner

Source: Middlesex County and Lowell City records · APN M05800

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	182 3RD ST, LOWELL, MA 01850-2527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 1996 · Amount on Record
Deed Sale	Jun 27, 1996 · Amount on Record
Prior Sale	Jan 20, 1987 · Amount on Record
Deed Book / Page	8095 / 196
Transfer Doc	29004-122
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Apr 21, 2026
Property Address	182 3RD ST, LOWELL, MA 01850-2527
Document Number	040000-283
Book / Page	40000 / 283
Instrument Date	Apr 10, 2026
Instrument	202611702
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 3RD ST, LOWELL, MA 01850-2527

Mortgage

Document Number	0000011702,
Date	Apr 21, 2026
Book Page	40000/283
Instrument	202611702

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,278.00 (+7.47%)	$634,000 (+11.5%) Land $146,600 Building $487,400
2024	$6,772.00 (+2.22%)	$568,600 (+6.6%) Land $121,800 Building $446,800
2023	$6,625.00	$533,400 Land $105,900 Building $427,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173102003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.