Middlesex County and Lowell City property record for 176 3rd St, Lowell, MA 01850
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 955 sqft · built 1986 |
| Lot Size | 0.212 acres (9,243 sqft) |
| Owner | Company Name on Record |
| Last Sale | $290,000 (Nov 2021) |
| Tax Bill | $4,052 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | U90250 |
| Primary APN | U90250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 955 sqft Living Area |
| Gross Area | 1,601 sqft |
| 1st Floor Area | 477 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 9,243 sqft |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | U90250 |
|---|---|
| Street Address | 176 3RD ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2527 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TTF |
| Legal Block | 5675 |
| Legal Lot Number | 176 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 310200 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 178 3RD ST, 3, LOWELL, MA 01850-2527 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BELVIDERE CAPITAL LLC |
| May 20, 2025 | Deed of Trust, Mortgage BELVIDERE CAPITAL LLC |
| Nov 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BELVIDERE CAPITAL LLC |
| May 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | May 20, 2020 · Amount on Record |
| Deed Book / Page | 36541 / 134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 176 3RD ST, LOWELL, MA 01850-2527 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037224-254 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 37224/254 |
| Instrument | 29934 |
| Name | BELVIDERE CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 176 3RD ST, LOWELL, MA 01850-2527 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039260-223 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 39260/223 |
| Instrument | 14944 |
| Name | BELVIDERE CAPITAL LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 22, 2021 |
| Property Address | 176 3RD ST, LOWELL, MA 01850-2527 |
| Document Number | 36541-134 |
| Book / Page | 36541 / 134 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 68117 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 3RD ST # 3, 3, LOWELL, MA 01850-2527 |
| Document Number | 68118 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 68118 |
| Name | BELVIDERE CAPITAL LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 20, 2020 |
| Property Address | 176 3RD ST, LOWELL, MA 01850-2527 |
| Document Number | 34147-66 |
| Book / Page | 34147 / 66 |
| Instrument Date | May 20, 2020 |
| Instrument | 21475 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 3RD ST, LOWELL, MA 01850-2527 |
| Document Number | 21476 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 21476 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,052.00 (+5.19%) | $357,000 (+6.41%) Building $357,000 | $345,591 |
| 2025 | $3,852.00 (+6.29%) | $335,500 (+10.25%) Building $335,500 | |
| 2024 | $3,624.00 (+8.76%) | $304,300 (+13.42%) Building $304,300 | |
| 2023 | $3,332.00 | $268,300 Building $268,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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