1819 Hammocks Ave, Lutz, FL 33549 Property Records

Pasco County property record for 1819 Hammocks Ave, Lutz, FL 33549

Property Summary

Property Type	Condominium
Details	2 ba · 1,724 sqft · built 2005
Lot Size	0.03 acres (1 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Jan 2021)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-26-19-0260-01401-4060`

Property Details

APN / Parcel Number

Primary APN	`31-26-19-0260-01401-4060`
Alternative APNs	`1926310260014014060` `0834014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,724 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1 sqft (0.03 acres)
Garage Type	Detached
Garage Area	256 sqft
Driveway	Concrete Driveway
Driveway Area	366 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1819 HAMMOCKS AVE
City	LUTZ
State	FL
Zip	33549-4201
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MPUD
Legal Description	LAKES AT HERON COVE CONDOMINIUM - PHASE V CB 6 PGS 79-83 UNIT 1406 BLDG 14
Legal Range	19E
Legal Township	26S
Legal Section	31
Legal Subdivision	HERON COVE CONDOMINIUM
Legal Tract	260
Legal Block	1401
Legal Lot Number	406
Legal Unit	1406
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3001
Census Tract	32013

Owner

Source: Pasco County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1819 HAMMOCKS AVE, LUTZ, FL 33549-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 1, 2018	Warranty Deed, Transfer · ARM CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	20213303
Deed Book / Page	10253 / 1844
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1819 HAMMOCKS AVE, LUTZ, FL 33549-4201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100291765
Date	Dec 27, 2019
Book Page	10029/1765
Instrument	2019219656

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 8, 2021
Property Address	1819 HAMMOCKS AVE, LUTZ, FL 33549-4201
Document Number	0102531844
Book / Page	10253 / 1844
Map Reference	MB 6 PG 79
Instrument Date	Dec 31, 2020
Instrument	2021003303
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	NOT AVAILABLE, ARROW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15637 SW 15TH TER, 15637, MIAMI, FL 33194-2630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 HAMMOCKS AVE, LUTZ, FL 33549-4201

Mortgage

Document Number	102531845
Date	Jan 8, 2021
Instrument	10253/1845

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 1, 2018
Property Address	1819 HAMMOCKS AVE, LUTZ, FL 33549-4201
Document Number	0097170543
Book / Page	9717 / 0543
Map Reference	MB6 PG79
Instrument Date	Apr 16, 2018
Instrument	2018072793
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	GULFATLANTIC TITLE & APPRAIS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22844 COLLRIDGE DR, 22844, LAND O LAKES, FL 34639-4075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 HAMMOCKS AVE, LUTZ, FL 33549-4201

Mortgage

Document Number	2018072794
Date	May 1, 2018
Instrument	2018072794

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	7.99%
Max Rate At Change	9.9%
Index	1-Year LIBOR
Max Rate	12.9%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,449 (-1.19%) Land $16,449 Building $262,000	$278,449 (-1.19%) Land $16,449 Building $262,000
2025	$4,740.00 (+12.46%)	$281,816 (+3.02%) Land $16,449 Building $265,367	$281,816 (+3.02%) Land $16,449 Building $265,367
2023	$4,215.00 (+28.27%)	$273,542 (+37.46%) Land $16,449 Building $257,093	$273,542 (+37.46%) Land $16,449 Building $257,093
2022	$3,286.00	$198,996 Land $16,449 Building $182,547	$198,996 Land $16,449 Building $182,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	5 (1997–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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