1817 Hammocks Ave, Lutz, FL 33549 Property Records

Pasco County property record for 1817 Hammocks Ave, Lutz, FL 33549

Property Summary

Property Type	Condominium
Details	2 ba · 1,782 sqft · built 2005
Lot Size	0.355 acres (15,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2025)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-26-19-0260-01401-4030`

Property Details

APN / Parcel Number

Primary APN	`31-26-19-0260-01401-4030`
Alternative APN	`0834011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,782 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,488 sqft
Garage Type	Finished
Garage Area	256 sqft
Driveway	Driveway
Driveway Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0834011
Street Address	1817 HAMMOCKS AVE
City	LUTZ
State	FL
Zip	33549-4201
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MPUD
Legal Description	LAKES AT HERON COVE CONDOMINIUM - PHASE V CB 6 PGS 79-83 UNIT 1403 BLDG 14
Legal Range	19E
Legal Township	26S
Legal Section	31
Legal Subdivision	LAKES AT HERON COVE
Legal Phase	5
Legal Tract	260
Legal Unit	1403
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3001
Census Tract	32013

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1817 HAMMOCKS AVE # 1817, 1817, LUTZ, FL 33549-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 13, 2021	Intrafamily Transfer, Transfer
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 24, 2018	Warranty Deed, Transfer HILLSBOROUGH TITLE III LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Aug 13, 2021
Deed Document Number	2025222105
Deed Book / Page	11321 / 3206
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1817 HAMMOCKS AVE, LUTZ, FL 33549-4201
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 HAMMOCKS AVE, LUTZ, FL 33549-4201

Mortgage

Document Number	0104701594
Date	Oct 27, 2021
Book Page	10470/1594
Instrument	2021230249

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 25, 2025
Property Address	1817 HAMMOCKS AVE, LUTZ, FL 33549-4201
Document Number	0113213206
Book / Page	11321 / 3206
Map Reference	MB 6 PG 79-83
Instrument Date	Nov 25, 2025
Instrument	2025222105
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, INVR TITLE & STLMT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 NW 84TH ST, OKLAHOMA CITY, OK 73114-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1817 HAMMOCKS AVE # 1817, 1817, LUTZ, FL 33549-4201

Mortgage

Document Number	0113213208
Date	Nov 25, 2025
Instrument	11321/3208

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Aug 13, 2021
Property Address	1817 HAMMOCKS AVE, LUTZ, FL 33549-4201
Document Number	0104143034
Book / Page	10414 / 3034
Map Reference	MB 6 PG 79-83
Instrument Date	Jun 18, 2021
Instrument	2021171716
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 CUSTER ST, DICKINSON, ND 58601-4567

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 24, 2019
Property Address	1817 HAMMOCKS AVE, LUTZ, FL 33549-4201
Document Number	0099112563
Book / Page	9911 / 2563
Map Reference	MB 6 PG 79-83
Instrument Date	May 23, 2019
Instrument	2019088594
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	BAY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1817 HAMMOCKS AVE, 1817, LUTZ, FL 33549-4201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21021 VOYAGER BLVD APT 1, 1, LAND O LAKES, FL 34638-3610

Mortgage

Document Number	2019088595
Date	May 24, 2019
Instrument	2019088595

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 24, 2018
Property Address	1817 HAMMOCKS AVE, LUTZ, FL 33549-4201
Document Number	0097611125
Book / Page	009761 / 001125
Instrument Date	Jul 17, 2018
Instrument	124193
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	HILLSBOROUGH TITLE III LLC

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 HAMMOCKS AVE #1403 LUTZ FL 335494201, 1403, LUTZ, FL 33549-4201

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,508.00 (+6.95%) Homeowner's exemption	$179,530 (+5.99%) Land $16,449 Building $163,081	$283,490 (+3.02%) Land $16,449 Building $267,041
2023	$2,345.00 (+11.77%) Additional exemption filed	$169,390 (+3%) Land $16,449 Building $152,941	$275,184 (+37.37%) Land $16,449 Building $258,735
2022	$2,098.00 Homeowner's exemption	$164,460 Land $16,449 Building $148,011	$200,329 Land $16,449 Building $183,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	5 (1997–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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