Bell County property record for 18187 Old 81, Troy, TX 76579
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1 ba · 1,756 sqft · built 1940 |
| Lot Size | 7.61 acres (331,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jun 2021) |
| Tax Bill | $1,387 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0470340300 |
| Primary APN | 0470340300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,756 sqft Gross Area |
| 1st Floor Area | 1,756 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 331,492 sqft (7.61 acres) |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Canopy | 1,580 sqft |
| Storage Building | 196 sqft |
| Street Address | 18187 OLD 81 |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3558 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | A0035BC H ASKEW, 6, ACRES 3.805 |
| Legal Subdivision | H ASKEW |
| Legal Block | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20101 |
18187 Old 81, an agricultural property, is owned and occupied by an individual who bought it in June 2021.
Source: Bell County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18187 OLD 81, TROY, TX 76579-3558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Deed Document Number | 202134904 |
| Prior Transfer Date | Jun 2, 2021 |
| Prior Transfer Doc | 0000034904 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 18187 OLD 81, TROY, TX 76579-3558 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054921 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 2019-00054921 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 18187 Old 81 was $1,387 with a homeowner's exemption, down 17.3% from the year before.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,387.00 (-17.29%) Homeowner's exemption | $206,242 | $337,470 Land $152,744 Building $184,726 |
| 2024 | $1,677.00 (+17.85%) | ||
| 2023 | $1,423.00 (-31.85%) Homeowner's exemption | $344,259 Land $138,859 Building $205,400 | $344,259 Land $138,859 Building $205,400 |
| 2022 | $2,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18187 Old 81 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18187 Old 81 is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELM CREEK WSC serves 4,520 people · EPA ID TX1550026 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 200 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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