Bell County property record for 18027 Old 81, Troy, TX 76579
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 2,400 sqft · built 2018 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,048 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0470340002 |
| Primary APN | 0470340002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,400 sqft Gross Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 800 sqft |
| Canopy | 400 sqft |
| Storage Building | 2,400 sqft |
| Street Address | 18027 OLD 81 |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3554 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | A0035BC H ASKEW, 6, ACRES 5.0 |
| Legal Subdivision | H ASKEW |
| Legal Block | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20101 |
18027 Old 81, an agricultural property, is owned by two individuals who acquired it in June 2025.
Source: Bell County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 CELESTE DR, ROBINSON, TX 76706-5128 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION |
| Jul 20, 2023 | Warranty Deed, Transfer |
| Jan 6, 2020 | Deed of Trust, Mortgage 1ST UNIV CU |
| Jul 12, 2018 | Deed of Trust, Construction Loan · Construction Mortgage 1ST UNIV CU |
| Jul 14, 2017 | Warranty Deed, Transfer GRACIE G & JAMES E WHITLOW |
| Jan 11, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2018 |
| Deed Sale | Jan 11, 2018 |
| Prior Sale | Jul 14, 2017 · Amount on File |
| Deed Document Number | 20181219 |
| Last Transfer Date | Jun 6, 2025 |
| Transfer Doc | 0000027574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 26, 2026 |
| Property Address | 18027 OLD 81, TROY, TX 76579-3554 |
| Document Number | 0000032197 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202632197 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18027 OLD 81, TROY, TX 76579-3554 |
| Document Number | 0000032197, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202632197 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 20, 2023 |
| Property Address | 18027 OLD 81, TROY, TX 76579-3554 |
| Document Number | 0000032292 |
| Map Reference | VOL 4514 PG 11 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 2023032292 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18027 OLD 81, TROY, TX 76579-3554 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 18027 OLD 81, TROY, TX 76579-3554 |
| Document Number | 0000001673 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 18027 OLD 81 TROY TX 765793554, TROY, TX 76579-3554 |
| Document Number | 0000001673 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 011150/000719 |
| Instrument | 1673 |
| Name | 1ST UNIV CU |
|---|---|
| Address | WACO, TX 76706 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 12, 2018 |
| Property Address | 18027 OLD 81, TROY, TX 76579-3554 |
| Document Number | 0000028956 |
| Book / Page | 010523 / 000810 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 28956 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 18027 OLD HWY 81 TROY TX 76579, TROY, TX 76579 |
| Document Number | 0000028956 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 010523/000810 |
| Instrument | 28956 |
| Name | 1ST UNIV CU |
|---|---|
| Address | WACO, TX 76706 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 11, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 14, 2017 |
| Property Address | 18027 OLD 81, TROY, TX 76579-3554 |
| Document Number | 0000029406 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 29406 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18229 OLD 81 TROY TX 765793559, TROY, TX 76579-3559 |
| Document Number | 29407 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 29407 |
| Name | GRACIE G & JAMES E WHITLOW |
|---|---|
| Address | 17941 OLD 81, TROY, TX 76579-3536 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 11, 2018 |
| Property Address | 18027 OLD 81, TROY, TX 76579-3554 |
| Document Number | 0000001219 |
| Instrument Date | May 25, 2017 |
| Instrument | 1219 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18229 OLD 81 TROY TX 765793559, TROY, TX 76579-3559 |
The 2025 property tax bill for 18027 Old 81 was $2,048.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,048.00 | $320,576 | $337,649 Land $45,121 Building $292,528 |
| 2023 | $2,755.00 (-21.51%) Homeowner's exemption | $333,078 (+3.63%) Land $35,060 Building $298,018 | $333,078 (+3.63%) Land $35,060 Building $298,018 |
| 2022 | $3,510.00 Homeowner's exemption | $321,411 Land $30,060 Building $291,351 | $321,411 Land $30,060 Building $291,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18027 Old 81 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18027 Old 81 is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELM CREEK WSC serves 4,520 people · EPA ID TX1550026 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 200 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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