Schenectady County and Schenectady City property record for 1818 State St, Schenectady, NY 12304
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 19,830 sqft · built 1981 |
| Lot Size | 0.596 acres (25,941 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,150,000 (Jul 2025) |
| Tax Bill | $18,853 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.47-1-2 |
| Primary APN | 421500 60.47-1-2 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 19,830 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 25,941 sqft (0.596 acres) |
| Lot Dimensions | 160 ft deep x 160 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1818 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2032 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | 70 71 INCL PT OF 72 2 STUCCO & CONC BL |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 25 SCRIMSHAW LN, LAKE GEORGE, NY 12845-1018 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage NEWTEK SMALL BUSINESS FINANCE LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · SBA Mortgage NEWTEK SMALL BUSINESS FINANCE LLC |
| Jan 19, 2024 | Lease, Transfer |
| Jan 9, 2020 | Warranty Deed, Transfer · Line of Credit LESLIE E PLAINE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Prior Sale | Jan 9, 2020 · Amount on Record |
| Deed Document Number | 202516547 |
| Deed Book / Page | 2152 / 730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1818 STATE ST, SCHENECTADY, NY 12304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1818 STATE ST, SCHENECTADY, NY 12304 |
| Document Number | 0000044707 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 5142/772 |
| Instrument | 202144707 |
| Name | NEWTEK SMALL BUSINESS FINANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW HYDE PARK, NY 11042 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1818 STATE ST, SCHENECTADY, NY 12304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1818 STATE ST, SCHENECTADY, NY 12304 |
| Document Number | 0000044706 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 5142/739 |
| Instrument | 202144706 |
| Name | NEWTEK SMALL BUSINESS FINANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW HYDE PARK, NY 11042 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Lease |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 19, 2024 |
| Property Address | 1818 STATE ST, SCHENECTADY, NY 12304 |
| Document Number | 0000004452 |
| Book / Page | 2123 / 943 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 202404452 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2611 ROSENDALE RD, NISKAYUNA, NY 12309-1313 |
| Name | Verified Name |
|---|---|
| Address | 25 SCRIMSHAW LN, LAKE GEORGE, NY 12845-1018 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 9, 2020 |
| Property Address | 1818 STATE ST, SCHENECTADY, NY 12304 |
| Document Number | 0000001051 |
| Book / Page | 002028 / 000144 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 1051 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2611 ROSENDALE RD NISKAYUNA NY 123091313, NISKAYUNA, NY 12309-1313 |
| Document Number | 1056 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 004965/000511 |
| Instrument | 1056 |
| Name | LESLIE E PLAINE |
|---|---|
| Address | 18 MORRIS RD, SCHENECTADY, NY 12304-4586 |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,853.00 (+0.75%) | ||
| 2025 | $18,712.00 (+44.49%) | $453,400 (-) Land $45,800 Building $407,600 | $750,787 (+30.82%) Land $75,840 Building $674,947 |
| 2023 | $453,400 (-) Land $45,800 Building $407,600 | $573,924 (+3.8%) Land $57,975 Building $515,949 | |
| 2022 | $453,400 Land $45,800 Building $407,600 | $552,927 Land $55,854 Building $497,073 | |
| 2021 | $12,950.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures