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1806 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1806 State St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Vehicle Sales, Vehicle Rentals (Auto/Truck/RV/Boat/etc.)
Year BuiltBuilt 1986
Square Footage8,000 sqft Gross Area
Lot Size38,250 sqft (0.878 acres)
Tax Bill$21,439.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 60.38-3-14.1
Alternative APN
  • 150006003800030140010000

Interior

Building Area8,000 sqft Gross Area
Basement Area8,300 sqft Basement
Stories1 Stories
Fire SprinklersThe property is equipped with a fire-suppression sprinkler system

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area38,250 sqft (0.878 acres)
Depth X Width150 ft x 255 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1806 STATE ST
CitySCHENECTADY
StateNY
Zip12304-2024
Property UsageCommercial Property Usage
TypeCommercial > Retail > Vehicle Sales, Vehicle Rentals (Auto/Truck/RV/Boat/etc.)
Legal Description1 TO 5 1 BLOCK & PARK LOT
Legal Block3
Legal Lot Number14.001
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2006
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.38-3-14.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1806 STATE ST, SCHENECTADY, NY 12304-2024
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Nov 14, 2017Loan Modification, Consolidation and Extension, Mortgage
TRUSTCO BK
Nov 14, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJun 23, 2017
Transfer Doc0000051570
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1806 STATE ST, SCHENECTADY, NY 12304-2024
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005625
DateJan 31, 2023
Book Page5286/820
Instrument202305625
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSCHENECTADY NY
Recording DateNov 14, 2017
Property Address1806 STATE ST, SCHENECTADY, NY 12304-2024
Book / Page004800 / 000849
Instrument DateJun 23, 2017
Instrument51574
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1806 STATE ST SCHENECTADY NY 123042024, SCHENECTADY, NY 12304-2024

Mortgage

Document Number0000051574
DateNov 14, 2017
Book Page004800/000849
Instrument51574
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
AmountAmount Recorded

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateNov 14, 2017
Property Address1806 STATE ST, SCHENECTADY, NY 12304-2024
Document Number0000051570
Book / Page1975 / 243
Map ReferenceMB 16 PG 442
Instrument DateJun 23, 2017
Instrument201751570
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1802 STATE ST, 1802, SCHENECTADY, NY 12304-2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 STATE ST, SCHENECTADY, NY 12304-2024

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,439.00 (+0.98%)$520,000 (-) Land $61,800 Building $458,200$861,070 (+30.82%) Land $102,335 Building $758,735
2023$520,000 (-) Land $61,800 Building $458,200$658,228 (+3.8%) Land $78,228 Building $580,000
2022$520,000 Land $61,800 Building $458,200$634,146 Land $75,366 Building $558,780
2021$21,231.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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