1818 Rose St, Kearney, MO 64060 Property Records

Clay County property record for 1818 Rose St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,645 sqft · built 1991
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,442 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-917-00-04-048.02`

Property Details

APN / Parcel Number

Primary APN	`07-917-00-04-048.02`
Alternative APNs	`0791700040480201` `7917000404802` `249118`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
Gross Area	3,993 sqft
1st Floor Area	1,645 sqft
Basement Area	1,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	250 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1818 ROSE ST
City	KEARNEY
State	MO
Zip	64060-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 10TH PLAT LT 171
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	SOUTHBROOK 10
Legal Lot Number	171
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1021
Census Tract	21812

Owner

1818 Rose St is owned and occupied by two individuals who acquired it in July 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1818 ROSE ST, KEARNEY, MO 64060-8227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Jul 18, 2022	Beneficiary Deed, Transfer
Apr 25, 2022	Intrafamily Transfer, Transfer
May 6, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2010
Deed Sale	Jul 13, 2010
Prior Sale	Jun 22, 2005
Deed Document Number	201023212
Deed Book / Page	6444 / 27
Last Transfer Date	Jul 13, 2022
Transfer Doc	0000023635
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1818 ROSE ST, KEARNEY, MO 64060-8227
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044954
Date	Nov 20, 2020
Book Page	8874/124
Instrument	2020044954

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1818 ROSE ST, KEARNEY, MO 64060-8227
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044953
Date	Nov 20, 2020
Book Page	8874/123
Instrument	2020044953

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLAY MO
Recording Date	Jul 18, 2022
Property Address	1818 ROSE ST, KEARNEY, MO 64060-8227
Document Number	0000023635
Book / Page	9409 / 104
Instrument Date	Jul 13, 2022
Instrument	2022023635
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 ROSE ST, KEARNEY, MO 64060-8227

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Apr 25, 2022
Property Address	1818 ROSE ST, KEARNEY, MO 64060-8227
Document Number	0000013707
Book / Page	9352 / 155
Instrument Date	Apr 19, 2022
Instrument	2022013707
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 ROSE ST, KEARNEY, MO 64060-8227

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLAY MO
Recording Date	May 6, 2022
Property Address	1818 ROSE ST, KEARNEY, MO 64060-8227
Document Number	0000015235
Book / Page	9361 / 184
Instrument Date	Apr 19, 2022
Instrument	2022015235
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 ROSE ST, KEARNEY, MO 64060-8227

Tax Assessment & Valuation

The 2025 property tax bill for 1818 Rose St was $3,442.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,442.00	$52,610	$276,895
2023	$3,156.00 (+7.16%)	$46,210 (+10.79%)	$243,210
2022	$2,945.00	$41,710
2021			$219,526
2019	$2,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1818 Rose St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1818 Rose St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Wisper ISP.

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