1407 Rose St, Kearney, MO 64060 Property Records

Clay County property record for 1407 Rose St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1994
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$181,100 (Apr 2019)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-917-00-01-045.00`

Property Details

APN / Parcel Number

Primary APN	`07-917-00-01-045.00`
Alternative APNs	`0791700010450001` `7917000104500` `302973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	1,144 sqft
Basement Area	494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1407 ROSE ST
City	KEARNEY
State	MO
Zip	64060-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 15TH PLAT LT 2
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	SOUTHBROOK 15
Legal Lot Number	2
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3026
Census Tract	21812

Owner

1407 Rose St is owned and occupied by two individuals who bought it in April 2019.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1407 ROSE ST, KEARNEY, MO 64060-7525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit KEARNEY TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on File
Deed Sale	Apr 9, 2019 · Amount on File
Prior Sale	Sep 21, 2011
Deed Document Number	20198321
Deed Book / Page	8390 / 12
Prior Transfer Date	Oct 13, 2011
Prior Transfer Doc	0000032678
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 9, 2019
Property Address	1407 ROSE ST, KEARNEY, MO 64060-7525
Document Number	0000008321
Book / Page	8390 / 012
Instrument Date	Apr 8, 2019
Instrument	2019008321
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 ROSE ST, KEARNEY, MO 64060-7525

Mortgage

Document Number	0000008322
Date	Apr 9, 2019
Instrument	2019008322

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1407 ROSE ST, KEARNEY, MO 64060-7525
Document Number	0000028729
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 983 KEARNEY MO 640600983, KEARNEY, MO 64060-0983

Mortgage

Document Number	0000028729
Date	Sep 4, 2018
Book Page	008272/000096
Instrument	28729

Lender

Name	KEARNEY TR
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 3, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1407 Rose St was $2,788.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00	$42,620	$224,316
2023	$2,230.00	$32,660	$171,894
2019	$1,777.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1407 Rose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 Rose St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Intercept Fiber, Verizon, Wisper ISP.

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