1818 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 1818 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1904
Lot Size	0.052 acres (2,250 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Nov 2014)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2014 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`055-14-16-014.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-16-014.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,666 sqft Finished Area
Gross Area	1,813 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Slate
Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1818 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X90FT ES MADISON 205FT S 18TH & RIGHT OF WAY ADJ
Legal Subdivision	WELLER JACOB
Legal Lot Number	9
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1818 MADISON AVE, COVINGTON, KY 41014-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 31, 2014	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2014 · Amount on Record
Deed Sale	Nov 19, 2014 · Amount on Record
Deed Document Number	201411 19 059 00007
Deed Book / Page	5535 / 301
Prior Transfer Date	Oct 31, 2014
Prior Transfer Doc	0000000007
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1818 MADISON AVE, COVINGTON, KY 41014-1206
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900021
Date	Jun 6, 2023
Book Page	KCM 466/856
Instrument	23060605900021

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

October 2014: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	1818 MADISON AVE, COVINGTON, KY 41014-1206
Document Number	0000000045
Instrument Date	Oct 31, 2014
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 MADISON AVE COVINGTON KY 410141206, COVINGTON, KY 41014-1206

Mortgage

Document Number	0000000045
Date	Aug 13, 2020
Book Page	000036/000934
Instrument	45

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,600 (+38.04%) Land $10,000 Building $136,600	$146,600 (+38.04%) Land $10,000 Building $136,600
2025	$1,407.00 (-0.5%)	$106,200 (-) Land $5,000 Building $101,200	$106,200 (-) Land $5,000 Building $101,200
2023	$1,414.00	$106,200 Land $5,000 Building $101,200	$106,200 Land $5,000 Building $101,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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