1816 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 1816 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1904
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Oct 2021)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-14-16-015.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-16-015.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,666 sqft Finished Area
Gross Area	1,813 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Slate
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1816 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100' ES MADISON 180' S 18TH & 7X95' 223' S 18TH ON PEARL
Legal Subdivision	WELLER JACOB
Legal Lot Number	H
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1816 MADISON AVE, COVINGTON, KY 41014-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 4, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	20215900129
Deed Book / Page	127 / 5
Prior Transfer Date	Apr 26, 2018
Prior Transfer Doc	0000000133
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 27, 2021
Property Address	1816 MADISON AVE, COVINGTON, KY 41014-1206
Document Number	0005900129
Book / Page	127 / 5
Instrument Date	Oct 22, 2021
Instrument	21102705900129
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	753 JAGG RD, 753, DE MOSSVILLE, KY 41033-8907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 MADISON AVE, COVINGTON, KY 41014-1206

Mortgage

Document Number	0005900130
Date	Oct 27, 2021
Instrument	21102705900130

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jun 4, 2018
Property Address	1816 MADISON AVE, COVINGTON, KY 41014-1206
Document Number	0000000133
Book / Page	0C6422 / 000281
Instrument Date	Apr 26, 2018
Instrument	133
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 KNOXVILLE RD DRY RIDGE KY 410358322, DRY RIDGE, KY 41035-8322

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,600 (+8.59%) Land $10,000 Building $136,600	$146,600 (+8.59%) Land $10,000 Building $136,600
2025	$1,788.00 (-0.56%)	$135,000 (-) Land $5,000 Building $130,000	$135,000 (-) Land $5,000 Building $130,000
2023	$1,798.00	$135,000 Land $5,000 Building $130,000	$135,000 Land $5,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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