Osceola County property record for 1818 Lago Ct, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1978 |
| Square Footage | 3,643 sqft Living Area |
| Lot Size | 77,972 sqft (1.79 acres) |
| Garage | Attached, 725 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $379,500 (2018) |
| Tax Bill | $3,932.00 (2024) |
| Primary APN | 04-26-30-0906-0001-0090 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,643 sqft Living Area |
| Gross Area | 8,623 sqft Gross Area |
| 1st Floor | 2,183 sqft 1st Floor |
| Upper Floors | 1,460 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 77,972 sqft (1.79 acres) |
| Depth X Width | 164 ft x 182 ft Depth x Width |
| Parking Spaces | 10 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 725 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
| Pool Area | 100 sqft Pool |
| Porch Area | 2,367 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1818 LAGO CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE EST UNIT 6 PB 2 PG 213 LOTS 9 & 10 & W 10 FT OF LOT 11 & W 7.5 FT OF N 80 FT OF LOT 13 OF PINE LAKE EST UNIT 7 PB 2 PG 255 & S L I C THAT PT LOTS 51 & 62 LYING W OF PINE LAKE EST UNIT 7 & LESS S 210 FT 9/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT 4 |
| Legal Tract | 906 |
| Legal Block | 90 |
| Legal Lot Number | 9 |
| Legal Unit | 6P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0906-0001-0090
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1818 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on Record |
| Deed Sale | Sep 24, 2018 · Amount on Record |
| Deed Doc Number | 2018143373 |
| Deed Book / Page | 5405 / 2064 |
| Prior Transfer Date | Mar 23, 2007 |
| Prior Transfer Doc | 0034411728 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 24, 2026 |
| Property Address | 1818 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Document Number | 0000096743 |
| Book / Page | 7008 / 2851 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202696743 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | TITLE GROUP, PRIMO TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1818 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Document Number | 0000096744, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 7008/2853 |
| Instrument | 202696744 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1818 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0060942603 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 6094/2603 |
| Instrument | 2021183256 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 24, 2018 |
| Property Address | 1818 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Document Number | 0054052064 |
| Book / Page | 5405 / 2064 |
| Map Reference | MB2 PG213 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018143373 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLASSIC TITLE & SOLUTIONS IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,656.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1818 LAGO CT, 1818, SAINT CLOUD, FL 34769-1630 |
| Name | Verified Name |
|---|---|
| Address | 1818 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Document Number | 2018143374 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 2018143374 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,070.00 (+3.51%) Homeowner's exemption | $270,263 (+5.99%) | $583,300 (-2.78%) Land $78,000 Building $505,300 |
| 2024 | $3,932.00 (+2.58%) | ||
| 2023 | $3,833.00 (+3.54%) Homeowner's exemption | $254,998 (+3%) | $600,000 (+16.71%) Land $72,000 Building $528,000 |
| 2022 | $3,702.00 Homeowner's exemption | $247,571 | $514,100 Land $66,000 Building $448,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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