Osceola County property record for 1801 Lago Ct, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,831 sqft · built 1991 |
| Lot Size | 0.573 acres (25,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $302,000 (Feb 2019) |
| Tax Bill | $6,393 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82654 |
| Primary APN | 82654 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,831 sqft Heated Area |
| Gross Area | 3,664 sqft |
| 1st Floor Area | 2,831 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,003 sqft (0.573 acres) |
| Lot Dimensions | 198 ft deep x 150 ft wide |
| Garage Type | Finished |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82654 |
|---|---|
| Street Address | 1801 LAGO CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 4 PB 2 PG 146 LOT 12 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 906 |
| Legal Block | 1 |
| Legal Lot Number | 9,12 9 |
| Legal Unit | 4P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82654
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1801 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUIDANCE RESIDENTIAL LLC |
| Feb 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on Record |
| Deed Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 2019025672 |
| Deed Book / Page | 5483 / 2663 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1801 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1801 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Document Number | 0065611216 |
|---|---|
| Date | Mar 07, 2024 |
| Book Page | 6561/1216 |
| Instrument | 2024029900 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 425 WALNUT ST, CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 11, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1801 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0060952435 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 6095/2435 |
| Instrument | 2021183843 |
| Name | GUIDANCE RESIDENTIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 28, 2019 |
| Property Address | 1801 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Document Number | 0054832663 |
| Book / Page | 5483 / 2663 |
| Map Reference | MB 2 PG 146 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2019025672 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,114.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 GOLF CLUB CT, 2300, HENDERSONVILLE, NC 28739-8828 |
| Name | Verified Name |
|---|---|
| Address | 1801 LAGO CT, SAINT CLOUD, FL 34769-1630 |
| Document Number | 2019025673 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019025673 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,393.00 (+5.86%) Homeowner's exemption | $400,094 (+5.99%) | $407,500 (-4.3%) Land $65,000 Building $342,500 |
| 2023 | $6,039.00 (+3.32%) Homeowner's exemption | $377,495 (+3%) | $425,800 (+16.18%) Land $60,000 Building $365,800 |
| 2022 | $5,845.00 Homeowner's exemption | $366,500 Land $55,000 Building $311,500 | $366,500 Land $55,000 Building $311,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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